First-time buyers

Signs of positivity for 95% LTV market

So, 2023 is now fully underway and we await to see just how the...

Proportion of owner-occupiers in England is declining

Leeds Building Society has analysed some key national, regional, and local owner occupation figures...

December mortgage searches down on previous month

Twenty7tec has issued its findings based on its mortgage platform data for December 2022. In...

SmartrFit data show activity levels fuelled by foreign buyers

As UK lenders return to the market, data from Legal & General’s SmartrFit platform...

Gifted deposits taking 11 years off FTB saving requirements

A UK household saving the UK median of £180 per month would take 10.9...

Family Building Society unveils new five-year fixed rate mortgages

Family Building Society has launched new fixed rate mortgages and replaced the majority of...

TML provides complex self-employed FTB offer in five days

The Mortgage Lender (TML) has outlined its approach in dealing with self-employed applications, moving...

Majority of young people worried about home ownership possibilities

Research from Bluestone Mortgages has revealed that young people (those aged 18-34 years old)...

Finova Payment and Mortgage Services adds StrideUp to panel

Finova Payment and Mortgage Services has partnered with home finance provider, StrideUp, extending the...

Half of new FTB mortgages have terms over 30 years

Half of all first-time buyers in the UK, and over a quarter of home...

Prospective FTBs expect to be 37 years old when purchasing

The average prospective buyer now predicts they will be 37 years old by the...

EPCs have become an important house-buying factor

According to the new research from Mortgage Advice Bureau, 19% of Britons wouldn’t consider...

L&C Mortgages adds Gen H to lender panel

Gen H has partnered with L&C Mortgages to expand its intermediary panel. L&C Mortgages...

Cost of living crisis could stymie one million first-time buyers

A new survey from Aviva has revealed more than a million Brits under the...

COMMENT

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage advisers, brokers, and, increasingly, customers directly. One thing comes up time...

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Latest news

CHL cuts buy-to-let rates by up to 25bps

CHL Mortgages has reduced rates across its short-term let and limited edition buy-to-let ranges. The...

Darlington cuts rates across buy-to-let and specialist ranges

Darlington Building Society has reduced mortgage rates by up to 50bps across its buy-to-let,...

HTB backs £2.4m Mitcham scheme

Hampshire Trust Bank has provided a £2.4m development finance facility for a mixed-use scheme in...

The Mansfield reports record mortgage lending for second year running

Mansfield Building Society has reported record mortgage lending for the second successive year, after...

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