First-time buyers

Taking a longer mortgage term if necessary should be championed, not chastised

The decisions facing prospective first-time buyers at the moment are interesting on so many...

Crazy not to have an integrated housing policy, says Family BS

A new report has starkly outlined the failure to create an integrated housing policy...

Buckinghamshire BS launches new fee-free shared ownership offering

Buckinghamshire Building Society has launched a new shared ownership proposition with rates cut by...

Hanley Economic BS unveils two-year fee-free shared ownership fix

Hanley Economic Building Society has announced the launch of a fee-free two-year fixed rate...

Tandem Bank ups support for self-employed

Tandem Bank has announced its move to increase the LTV for self-employed clients from...

I don’t expect large house price fluctuations in either direction

As I write this, the Rightmove asking house price index has just been published,...

Missed opportunity for modular housing?

The UK’s modular housing sector has been dealt a blow with the news Legal...

Leeds adds 95% LTV cashback mortgage to range

Leeds Building Society has added a new mortgage with cashback to its higher loan...

Bevan Money applies for banking licence

Bevan Money has submitted its application for a banking licence. The business plans to...

Reliance Bank improves shared ownership and key worker propositions

Reliance Bank has increased its LTV banding from 90% to 95% LTV percentage share...

Mortgage Brain to host free complex affordability masterclass with Accord Mortgages

Mortgage Brain has partnered with Accord Mortgages to host the next free webinar in...

Rightmove: new sellers responding to improving market

Rightmove has reported that the average price of property coming to the market rose...

100% LTV mortgages will never be mass-market products

It’s fair to say the media has been dominated recently by talk of 100%...

Flexible approach to JBSP can open doors for borrowers

There is no question that things remain challenging for those hoping to purchase a...

COMMENT

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage advisers, brokers, and, increasingly, customers directly. One thing comes up time...

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Latest news

CHL cuts buy-to-let rates by up to 25bps

CHL Mortgages has reduced rates across its short-term let and limited edition buy-to-let ranges. The...

Darlington cuts rates across buy-to-let and specialist ranges

Darlington Building Society has reduced mortgage rates by up to 50bps across its buy-to-let,...

HTB backs £2.4m Mitcham scheme

Hampshire Trust Bank has provided a £2.4m development finance facility for a mixed-use scheme in...

The Mansfield reports record mortgage lending for second year running

Mansfield Building Society has reported record mortgage lending for the second successive year, after...

PROFILES