First-time buyers

Equity release could cut English FTB mortgage term by eight years

With 19% of equity release customers using all or part of their funds to...

IFAs concerned over 100% LTV mortgages

New research from global research and insights agency Opinium reveals that nearly two thirds...

April rise in capital-raising mortgage searches

Legal & General has reported that data from its SmartrFit tool shows that searches...

Gen H cuts rates by up to 65bps

Gen H has announced rate reductions for all of its products by up to...

Platform relaunches 95% LTV mortgages

Platform, the intermediary mortgage brand of the Co-operative Bank, has announced the relaunch of...

Hanley Economic BS unveils fee-free 95% LTV five-year fix

Hanley Economic Building Society has introduced a fee-free 95% LTV five-year fixed rate into...

Leeds BS offers new three-year shared ownership mortgages

Leeds Building Society has revamped its range of shared ownership mortgages, adding two new...

Halifax reports return of house price falls

Halifax has reported that average house price fell by 0.3% in April, following the...

We need to address the focus on Bank Base Rate

March as a month certainly gave the mortgage market a lot to digest and...

Housing policy formulation should outlive electoral cycles

The housing market is riddled with serious issues around affordability and quality, which can...

Affordability and remortgaging were top Q1 queries for Primis

Primis Mortgage Network has revealed that the network’s product desk helped appointed representative (AR)...

New investment for Tembo

Digital mortgage platform Tembo has secured £5 million of investment. Tembo has welcomed two new...

Pepper Money unveils Right To Buy range

Pepper Money has bolstered its affordable home ownership proposition with the launch of specialist...

Saffron BS reintroduces FTB two-year fixes

Saffron Building Society has announced a number of product relaunches and refreshes across its...

COMMENT

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage advisers, brokers, and, increasingly, customers directly. One thing comes up time...

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Latest news

CHL cuts buy-to-let rates by up to 25bps

CHL Mortgages has reduced rates across its short-term let and limited edition buy-to-let ranges. The...

Darlington cuts rates across buy-to-let and specialist ranges

Darlington Building Society has reduced mortgage rates by up to 50bps across its buy-to-let,...

HTB backs £2.4m Mitcham scheme

Hampshire Trust Bank has provided a £2.4m development finance facility for a mixed-use scheme in...

The Mansfield reports record mortgage lending for second year running

Mansfield Building Society has reported record mortgage lending for the second successive year, after...

PROFILES