Tandem Bank has announced its move to increase the LTV for self-employed clients from 85% to 90%.

The specialist lender has moved to 90% LTV for deals including debt consolidation (maximum £60,000 unsecured debt).

It is also available for 90% LTV for purchases including first-time buyers.

Acceptable deposits include Family Gifted Deposit and Equity.

Roger Morris (pictured), director of mortgage division, sales & distribution, said: “Feedback from introducers and our growing experience of self-employed cases has allowed us to improve our offering to this important group, which is still underserved by the mainstream lender market.

“Flexibility is key and is what drives Tandem’s mission to offer easier ways to save, borrow, spend and share money. As a greener, digital bank Tandem, is also well positioned to help consumers transition to a lower carbon lifestyle.”