First-time buyers

Softening in house price growth

Nationwide has reported that the annual rate of house price growth slowed to 4.1%...

First-time buyers face new challenges as family support shifts

New analysis by digital mortgage platform Tembo and lender Gen H highlights the growing...

Salary gains not being translated into larger deposits

Twenty7Tec has revealed that over the past few years, while salaries have increased, the...

Brokers give Barclays’ Mortgage Boost thumbs up

Brokers have hailed the timing of Barclays’ Mortgage Boost proposition as affordability continues to...

Nationwide For Intermediaries ups minimum income requirement for Helping Hand

Nationwide For Intermediaries has increased the sole applicant minimum income for its Helping Hand...

Coventry for intermediaries cuts BTL & residential rates

Coventry for intermediaries has reduced a selection of residential and buy-to-let fixed rates by...

Regulatory reform: a boost for borrowers or a risky move?

Over the festive period, the government reached out to financial regulators, including the FCA,...

Combined salary averages in 2024 mortgage searches up 9.52% YOY

Twenty7tec has reported a year-on-year rise in mortgage searches of 7.96% across 2024. The first...

Growth in mortgage and rental spending slows

The latest Barclays Property Insights report has revealed that rent and mortgage spending increased...

HSBC makes residential mortgage cuts

HSBC is making reductions across its residential mortgage product ranges on Monday 13 January. The...

Vida introduces ‘3 & Easy’ range of 97% LTV mortgages

Vida Homeloans has launched a new range of residential mortgage products at 97% loan...

Gen H cuts rates by up to 22bps

Gen H has made a series of mortgage rate reductions. The lower rates are designed...

UTB adds 90% specialist fixes to product offering

United Trust Bank Mortgages has added a range of 90% loan to value (LTV)...

Virgin Money introduces new fee-saver mortgages

Virgin Money is adding new mortgage products and withdrawing existing deals. The lender is making...

COMMENT

Buy-to-let at 30: the mortgage that changed Britain’s housing market

John Heron helped create buy-to-let when landlords had almost nowhere to turn for finance. Thirty years later, he and Paragon Bank's Louisa Sedgwick reflect...

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

Leasehold valuation reform: the consultation is asking only half the question

The Government's consultation on leasehold enfranchisement valuation rates is important because it will help determine what leaseholders pay to extend leases or buy freeholds,...

What commonhold will mean for mortgage lenders and brokers

Commonhold is often presented as the straightforward alternative to leasehold. It removes the freeholder, gives flat owners greater control and avoids some familiar problems...

Latest news

Skipton cuts fixed rates and widens home mover range

Skipton Building Society is reducing rates across its fixed mortgage range by an average...

Quantum Mortgages promotes Mihramane and Ajaib

Quantum Mortgages has made two internal promotions across its sales and completions teams as...

Complex incomes hindering aspiring Scottish buyers

More than half of Scottish adults with complex incomes who do not own a...

MAB adds three senior hires across marketing, finance and technology

Mortgage Advice Bureau has strengthened its executive team with three senior appointments spanning marketing,...

PROFILES