First-time buyers

Portfolio landlords in no rush to exit market

Market activity is being driven by portfolio landlords, demand for holiday lets, as well...

Perenna receives banking licence approval

New bank, Perenna, has secured its unrestricted banking licence from the Prudential Regulation Authority...

Newcastle Intermediaries improves shared ownership offering

Newcastle Intermediaries has enhanced its Shared Ownership proposition with the introduction of products for...

Gen H reduces rates across all products

Gen H has announced reductions across its whole product range by up to 17bps...

MPowered Mortgages launches new 90% LTV range

MPowered Mortgages has launched a new range of 90% LTV mortgages. The lender has...

It makes sense for lenders to target high LTV business

Even towards the end of August, many ‘Out of Offices’ were still on throughout...

Skipton cuts 100% Track Record rate

Skipton is reducing rates across its fixed mortgage range for new business and existing...

Coventry for Intermediaries cuts selection of fixed rates

Coventry for intermediaries has reduced selected fixed rate deals for new applications, with some...

Gen H reduces mortgage rates

Gen H has unveiled reductions on most of its products up to 95% LTV...

Tapping into client potential

Client expectations have always been difficult to manage; however, for many, these expectations have...

RICS sees sharp downturn in buyer demand

RICS has published its UK Residential Survey for July 2023  and the trade association...

Homely secures UST investment to launch homebuyer platform

Homely, the free-to-access digital platform which aims to create a fairer property market for...

Prospective homebuyers dealing with £11k deposit inflation

Prospective buyers planning to purchase a home in the next 24 months are aiming...

More help needed for prospective homebuyers

50% of current homeowners with a mortgage had support in getting onto the property...

COMMENT

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage advisers, brokers, and, increasingly, customers directly. One thing comes up time...

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Latest news

CHL cuts buy-to-let rates by up to 25bps

CHL Mortgages has reduced rates across its short-term let and limited edition buy-to-let ranges. The...

Darlington cuts rates across buy-to-let and specialist ranges

Darlington Building Society has reduced mortgage rates by up to 50bps across its buy-to-let,...

HTB backs £2.4m Mitcham scheme

Hampshire Trust Bank has provided a £2.4m development finance facility for a mixed-use scheme in...

The Mansfield reports record mortgage lending for second year running

Mansfield Building Society has reported record mortgage lending for the second successive year, after...

PROFILES