First-time buyers

Coventry for intermediaries lowers series of fixed rates

Coventry for intermediaries has cut selected fixed mortgage rates, with residential rates at 90-95%...

First-time buyer market surges as numbers soar 19% in a year

The UK’s first-time buyer market saw a major resurgence in 2024 with 341,068 newcomers...

Santander sees mortgage application rise ahead of April stamp duty deadline

Santander has reported a 130% increase in mortgage applications in the final quarter of...

FTB mortgage searches surge

Mortgage searches by first-time buyers rose sharply in January 2025, marking the busiest month...

First-time buyer mortgage costs rise 7.3% as affordability tightens

First-time buyers are facing increasing challenges in the housing market, with mortgage costs up...

UTB ups maximum residential LTV to 95%

United Trust Bank Mortgages has increased the maximum loan to value (LTV) across its...

Gen H updates income booster criteria

Gen H has updated its income booster mortgage criteria to allow boosters to live...

Saffron for Intermediaries added to FIBA lender panel

The Financial Intermediary & Broker Association (FIBA) has added Saffron for Intermediaries to its...

Hinckley & Rugby integrates JBSP into core mortgage range

Hinckley & Rugby Building Society has streamlined its mortgage offering by merging its Joint...

Access FS to exclusively distribute new 0% deposit mortgages

Access Financial Services (Access FS) has been provided with exclusive distribution rights for a...

Accord expands £5k Deposit Mortgage to flats

Accord Mortgages has extended its £5,000 Deposit Mortgage to include flats, in response to...

Vida Homeloans cuts rates across residential and buy-to-let

Vida Homeloans has announced reductions across its residential and buy-to-let mortgage ranges, including its...

First-time buyers now face £33k in upfront costs

The cost of buying a home continues to rise, with first-time buyers now needing...

First-time buyers warned over auction risks amid stamp duty rush

With the stamp duty deadline fast approaching, industry figures are warning that a growing...

COMMENT

Buy-to-let at 30: the mortgage that changed Britain’s housing market

John Heron helped create buy-to-let when landlords had almost nowhere to turn for finance. Thirty years later, he and Paragon Bank's Louisa Sedgwick reflect...

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

Leasehold valuation reform: the consultation is asking only half the question

The Government's consultation on leasehold enfranchisement valuation rates is important because it will help determine what leaseholders pay to extend leases or buy freeholds,...

What commonhold will mean for mortgage lenders and brokers

Commonhold is often presented as the straightforward alternative to leasehold. It removes the freeholder, gives flat owners greater control and avoids some familiar problems...

Latest news

Skipton cuts fixed rates and widens home mover range

Skipton Building Society is reducing rates across its fixed mortgage range by an average...

Quantum Mortgages promotes Mihramane and Ajaib

Quantum Mortgages has made two internal promotions across its sales and completions teams as...

Complex incomes hindering aspiring Scottish buyers

More than half of Scottish adults with complex incomes who do not own a...

MAB adds three senior hires across marketing, finance and technology

Mortgage Advice Bureau has strengthened its executive team with three senior appointments spanning marketing,...

PROFILES