First-time buyers

Government mortgage guarantee scheme rumoured

Speculation has been mounting that the government may introduce a mortgage guarantee scheme to...

Average gifted deposit tops £40k

Older homeowners gifted an average of £42,500 to younger relatives to help them get...

Virgin Money cuts residential mortgage rates

Virgin Money has made a series of rate cuts in its range of residential...

Q3 rebound for Help to Buy completions

The Office for National Statistics (ONS) has published Help to Buy equity loan statistics for...

New 90% deals from the Ipswich

The Ipswich Building Society has cut the rates on two of its recently relaunched...

First-time buyers most hit by affordability squeeze

The average maximum loan available to mortgage borrowers fell to a record low in...

Credit concerns looming over renters

45% of renters surveyed for Aldermore say owning a home is a life goal...

Help to Buy legal completion date extended

The government has announced that while Help to Buy will end on 31 March...

Skipton issues new 90% shared ownership deals

The Skipton Building Society is launching a pair of new 90% shared ownership products. The...

Change in January second charge criteria searches

Knowledge Bank's latest monthly criteria index shows the second charge market saw the biggest...

NatWest cuts new and existing customer rates

NatWest Intermediary Solutions has introduced a range of rate decreases across its new and...

Metro Bank cuts 90% LTV five-year rates

Metro Bank has reduced rates on its 90% LTV five-year fixed rate mortgages. For customers...

Virgin Money makes higher LTV rate reductions

Virgin Money has made a series of rate reductions in its residential mortgage range. The...

13% fall in number of first-time buyers last year

2020 saw a fall in the overall number of first-time buyers, according to Halifax. The...

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Bridging the Pond: How large is the US bridging finance market, and compared to the UK?

When we first got started with LendInvest in the UK, post the financial crisis, bridging finance was a much more nascent product than it...

Passing the affordability exam

As teachers and students of various ages have spent August nervously opening exam results following years of study that will determine their ability to...

Investors are changing their approach – and lenders should too

The buy-to-let market never stands still, but the pace of change in recent years has been remarkable. The days of the so-called ‘accidental landlord’,...

Leasehold fees, specialists and the need to shop around

Leasehold properties account for around 20% of all dwellings in the UK, and while that figure may change in the future with government legislation...

Tuning into later life lending conversations

There are certain conversations in our profession that can genuinely change the course of a client’s life. Later life lending sits firmly in that...

Latest news

Rightmove warns property tax reforms could stall housing market

Rightmove has warned the government that proposed changes to property taxation risk distorting the...

Bradford retains crown as UK’s leading property hotspot

Bradford has once again been named the country’s most in-demand housing market, topping OnTheMarket’s...

Keystone reduces expat buy-to-let rates and adds new product

Keystone Property Finance has reduced rates across its expat buy-to-let range, cutting selected fixed...

Gatehouse cuts buy-to-let rental rates and eases paperwork

Gatehouse Bank has cut rental rates by 0.25% across its buy-to-let purchase plans for...