First-time buyers

Virgin Money launches new Rate Reducer and Fix and Switch rates

Virgin Money is making changes to its mortgage range on Friday 15 March. Changes include...

Gen H reduces fixed rates

Gen H has issued a series of rate reductions to support aspiring first-time buyers,...

Gen H moves to intermediary-only model

Gen H has announced an internal restructure as it becomes an intermediary-only lender. As...

Budget 2024: nothing for first-time buyers

The mortgage industry has expressed widespread disappointment over the lack of support announced in...

40% of renters would move back home to save for first mortgage

Skipton Building Society has studied the increase in the number of tenants who are...

Regional attitudes to using property wealth to help loved ones revealed

Research from Hodge has found that people in Scotland are more comfortable releasing equity...

Potential FTBs put off by mortgage difficulties

The negative experience of securing a mortgage is deterring 42% of aspiring first-time buyers...

Gen H simplifies affordability for income booster mortgages

Gen H has streamlined how it calculates affordability for income booster cases. The lender...

Simplify gifting to help FTBs, Chancellor urged

Key Later Life Finance believes that simplifying the tax rules on gifting in March’s...

FTBs saw sharp reduction in affordable options last year

The number of affordable options for first-time buyers fell by 40% in 2023, according...

Including shared ownership in the FTB conversation

Following a far more encouraging end to 2023 across the housing and mortgage markets,...

Own New Rate Reducer set to lower borrowing rates for new home purchases

Own New is to launch a mortgage product which it claims will bring lower...

Interest in new-build homes continues to dwindle

E.surv’s latest Property Watch report has concluded that the UK housing market has shown...

Shared ownership behind Just Mortgages’ new build enquiry boost

The new build division at national brokerage Just Mortgages has reported a strong start...

Latest POLL

COMMENT

The 12 Days of Christmas: Staying front of mind when clients go quiet

December has long been a quiet month for mortgage advisers. By mid-November, many client conversations slow or pause entirely, often with the familiar refrain:...

Why UPRNs and data standards are central to the next generation NLIS

In October 2025, through the Fourth Round of the Regulators’ Pioneer Fund (RPF), Government’s Regulatory Innovation Office (RIO) has awarded Land Data a grant...

AGENT VIEW: I know I’m not a mathematician but to me 6.5 x is the new 3.5 x

Nostalgia isn’t what it used to be, as they say, and in an era of creeping inflation, job insecurity and the menacing spectre of...

Surveying industry undervalued in race to the bottom

After a 16-month break from the property industry I returned to find a landscape that had shifted more than I expected. The private B2C surveying...

Why the human relationship still defines real estate lending

AI is now a core driver of transformation in financial services and is reshaping the foundations of real estate lending. According to AllAboutAI.com over 85%...

Latest news

House prices slide as wealthy buyers brace for Budget tax raid

House prices have recorded their sharpest November fall in more than a decade as...

Scottish rent controls blamed for surge in annual rent hikes

Scotland’s rent control regime has led to a sharp rise in the proportion of...

L&G sells surveying arm to Beach Equity

Legal & General has agreed to sell its long-standing surveying division to Beach Equity,...

Santander makes third round of November rate cuts as pricing drifts lower

Santander will cut a wide swathe of its residential and buy-to-let pricing next week,...

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