First-time buyers

Rental market cools and tenants regain bargaining power

After years of double-digit rises the UK rental market is finally showing signs of...

Project 28 launches in a bid to slash time it takes to sell homes

A coalition of 23 of the UK’s leading property organisations has unveiled a sweeping...

TPFG helps generate 12,800 mortgages in first half of 2025

Estate agent network The Property Franchise Group (TPFG), the UK’s largest multi-brand property franchisor,...

Revealed: Where buyers can still find homes under £150,000

Just 12% of homes for sale across Great Britain are priced below £150,000 new...

Saffron expands retention range with new fee options and JBSP product

Saffron for Intermediaries has expanded its Retentions Range with the introduction of new fee-based...

Concerns as UK household spending rises again

UK households increased their weekly spending to an average of £623.30 in the year...

First-time buyers put at the heart of Treasury mortgage talks

The government will urge lenders to put first-time buyers at the top of their...

The Suffolk raises LTV for JBSP and new build flats

Suffolk Building Society has increased the maximum loan-to-value on its joint borrower sole proprietor...

London outmigration falls to lowest level in over a decade

The long-running exodus of London homeowners to the rest of the country has slowed...

Younger buyers downgrade homeownership dream as costs soar

New research from Yopa has highlighted a generational shift in attitudes towards homeownership with...

The Newcastle launches 98% mortgage to support first-time buyers

Newcastle for Intermediaries has unveiled a new mortgage product designed to help first-time buyers...

Pepper Money urges reform of shared ownership scheme

Specialist lender Pepper Money has presented a white paper to Downing Street calling for...

Lifetime ISA under fire as HMRC research reveals flaws for first-time buyers

Fresh research by HM Revenue & Customs has cast renewed doubt on the effectiveness...

Affordability pressures reshape homebuyer search patterns

Affordability constraints are reshaping how Britons search for their next home according to new...

COMMENT

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

Skipton loses former Connells chief’s discrimination case

Skipton Group Holdings and Connells have lost an employment tribunal case brought by former...

IMLA supports flexible mortgage rules but says housing supply remains key

Mortgage lenders have backed proposals to give first-time buyers and other underserved borrowers greater...

Mortgage borrowing jumps to £7.7bn

Net mortgage borrowing more than doubled to £7.7bn in June, up from £3.3bn in...

AMI says mortgage rule reforms must keep advice at their core

Proposals to give lenders greater flexibility must be supported by mortgage advice if they...

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