First-time buyers

Antiquated homebuying system costs UK economy £1.5bn a year

The UK’s outdated homebuying process is draining at least £1.5 billion annually from consumers...

Self-employed workers would switch to a salaried job to get a mortgage

The majority of self-employed workers would switch to a salaried job to get a...

Six million tenants preparing to step onto housing ladder

Millions of future first-time buyers are waiting to take their first step on the...

UK house price growth slows as affordability pressures persist

Average UK house prices rose by 2.8% in the year to July 2025, reaching...

Alexander Snapes joins Tembo as head of CRM

Mortgage and savings platform Tembo has hired Alexander Snapes as its new head of...

Hinckley & Rugby’s mortgage deals available throughout Scotland

Hinckley & Rugby for Intermediaries has announced its residential mortgage products are now available...

Gen H celebrates New Build Boost’s effect on homeownership

Six months after its launch, Gen H’s New Build Boost mortgage scheme has already...

First-time buyers favour ‘forever homes’

First-time buyers are increasingly opting for larger homes and longer mortgage terms as they...

Fear of rejection deters thousands from applying for a mortgage

More than a third of would-be homebuyers say the fear of being rejected is...

We need clearer guidance on Stamp Duty advice

Just over a week ago Angela Rayner resigned following the discovery of a Stamp...

South drives first annual asking house price fall since 2024

Asking prices for homes in Great Britain have slipped into annual decline for the...

Rents fall as inflationary pressures mount

Tenants are beginning to feel some respite as rents across Great Britain fall at...

Bank of England set to hold rates as inflation proves sticky

The Bank of England is expected to hold interest rates at 4% this week...

UK house price growth downgraded amid pre-Budget nerves

The UK housing market is expected to see slower price growth this year and...

COMMENT

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

Skipton loses former Connells chief’s discrimination case

Skipton Group Holdings and Connells have lost an employment tribunal case brought by former...

IMLA supports flexible mortgage rules but says housing supply remains key

Mortgage lenders have backed proposals to give first-time buyers and other underserved borrowers greater...

Mortgage borrowing jumps to £7.7bn

Net mortgage borrowing more than doubled to £7.7bn in June, up from £3.3bn in...

AMI says mortgage rule reforms must keep advice at their core

Proposals to give lenders greater flexibility must be supported by mortgage advice if they...

PROFILES