First-time buyers

First-time buyers leaning harder on high LTV loans

First-time buyers are relying increasingly on high loan to value mortgages to purchase homes,...

Millionaire’s Row: Sandbanks tops list of UK’s most expensive seaside spots

Sandbanks, the exclusive Dorset peninsula long favoured by celebrities and footballers, has once again...

Vida enhances affordability criteria and launches new BTL range

Vida Homeloans has introduced a significant overhaul to its residential affordability assessments. The change is...

Santander supports new build buyers with revised lending criteria

Santander UK has updated its affordability calculations for new build homes which should allow...

IMLA: 3.5 million still locked out of market

The number of would-be homeowners in the UK still waiting to enter the property...

Property transactions rebound in May after SDLT-related lull

Property transactions across the UK rose sharply in May following a subdued April, as...

Newcastle for Intermediaries cuts shared ownership rates

Newcastle for Intermediaries has announced rate reductions across its shared ownership mortgage range to...

FCA signals appetite for mortgage rule reform

The Financial Conduct Authority (FCA) is exploring further reforms to mortgage regulation as it...

Nationwide raises LTV ceiling on new builds to 95%

Nationwide is set to increase the maximum loan-to-value (LTV) on new build houses to...

Barclays cuts residential rates across new and existing products

Barclays has announced a series of mortgage rate reductions to take effect on Wednesday...

Five Foxes take specialist lending insights to Leeds brokers

The collaborative 'Five Foxes' group of East Midlands building societies is set to take...

Beyond the payslip: the importance of rethinking borrower profiles

In our market, the term ‘non-standard borrower is often used to describe applicants whose...

Gen H unveils interest-only strategy to tackle affordability gap

Gen H is launching the first phase of a three-part interest-only mortgage proposition today,...

Gen H lowers New Build Boost rate to 5.95%

Gen H has announced a rate reduction on its New Build Boost mortgage product,...
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COMMENT

Opinions & blogs

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Why the government’s housing ambitions won’t fix the affordability crisis

With the bidding open for the government’s £39bn Social and Affordable Homes Programme - the main pillar of its long-term housing strategy - homebuying...

Latest news

Compliance

SortRefer marks 17 years with record month for instructions and completions

SortRefer has marked its 17th anniversary after reporting its strongest monthly performance to date...
News

The Mortgage Works cuts buy-to-let rates on selected new business deals

The Mortgage Works is cutting selected buy-to-let and let-to-buy rates by up to 0.20...
Appointments

Primis promotes three in push to expand recruitment and regional broker support

Primis has promoted three senior executives as it seeks to recruit more adviser firms...
News

Santander cuts higher LTV rates for first-time buyers and home movers

Santander is cutting selected fixed mortgage rates across its first-time buyer, home mover and...

PROFILES