First-time buyers

Half of UK adults face ‘crisis of certainty’ as cost pressures mount

Half of UK adults feel less certain about their financial future than two years...

Older homeowners abandon moving plans as bungalow shortage bites

More than a million older homeowners have abandoned plans to move in the past...

Mortgage Business Expo London confirms full seminar line-up for October

Mortgage Business Expo (MBE) has confirmed the full seminar programme for its London event,...

Londoners still pay highest premiums for homes near stations

Londoners continue to pay the steepest premiums in the UK to live close to...

Misconceptions still stopping would-be buyers from applying for mortgages

A majority of would-be homebuyers are holding back from applying for a mortgage because...

IMLA warns FCA: keep mortgage advice at the heart of reform

The Intermediary Mortgage Lenders Association has welcomed a move towards greater regulatory flexibility in...

Rents ease in parts of UK but affordability pressures persist

The North East remains the most affordable region in the UK for tenants with...

Peers warn new towns risk failure without clear vision

The Government’s flagship plan to create a new generation of towns across England risks...

Landlords weigh exit as Renters’ Rights Bill nears Royal Assent

More than a third of UK landlords are considering selling their properties in the...

West Brom reduces rates across shared ownership range

West Brom Building Society has announced a series of mortgage rate reductions within its...

INDUSTRY REACTION: Bank of England holds rates at 4% as inflation concerns persist

The Bank of England has kept interest rates on hold at 4% and signalled...

Reeves considering staggered stamp duty payments to revive housing market

The Treasury is believed to be weighing reforms to stamp duty that would allow...

L&C breaks through million mortgage application milestone

L&C Mortgages has now submitted over a million mortgage applications since it launched over...

Southern buyers gain most from easing mortgage rates and static prices

Buyers in London and the south of England are seeing the greatest improvements in...

COMMENT

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

Skipton loses former Connells chief’s discrimination case

Skipton Group Holdings and Connells have lost an employment tribunal case brought by former...

IMLA supports flexible mortgage rules but says housing supply remains key

Mortgage lenders have backed proposals to give first-time buyers and other underserved borrowers greater...

Mortgage borrowing jumps to £7.7bn

Net mortgage borrowing more than doubled to £7.7bn in June, up from £3.3bn in...

AMI says mortgage rule reforms must keep advice at their core

Proposals to give lenders greater flexibility must be supported by mortgage advice if they...

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