First-time buyers

Coventry for intermediaries cuts rates to help first-time buyers

Coventry for intermediaries has lowered certain new business residential rates by up to 22...

Virgin Money launches new Rate Reducer and Fix and Switch rates

Virgin Money is making changes to its mortgage range on Friday 15 March. Changes include...

Gen H reduces fixed rates

Gen H has issued a series of rate reductions to support aspiring first-time buyers,...

Gen H moves to intermediary-only model

Gen H has announced an internal restructure as it becomes an intermediary-only lender. As...

Budget 2024: nothing for first-time buyers

The mortgage industry has expressed widespread disappointment over the lack of support announced in...

40% of renters would move back home to save for first mortgage

Skipton Building Society has studied the increase in the number of tenants who are...

Regional attitudes to using property wealth to help loved ones revealed

Research from Hodge has found that people in Scotland are more comfortable releasing equity...

Potential FTBs put off by mortgage difficulties

The negative experience of securing a mortgage is deterring 42% of aspiring first-time buyers...

Gen H simplifies affordability for income booster mortgages

Gen H has streamlined how it calculates affordability for income booster cases. The lender...

Simplify gifting to help FTBs, Chancellor urged

Key Later Life Finance believes that simplifying the tax rules on gifting in March’s...

FTBs saw sharp reduction in affordable options last year

The number of affordable options for first-time buyers fell by 40% in 2023, according...

Including shared ownership in the FTB conversation

Following a far more encouraging end to 2023 across the housing and mortgage markets,...

Own New Rate Reducer set to lower borrowing rates for new home purchases

Own New is to launch a mortgage product which it claims will bring lower...

Interest in new-build homes continues to dwindle

E.surv’s latest Property Watch report has concluded that the UK housing market has shown...

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COMMENT

The sourcing system effect in specialist lending

In specialist lending, the right fit for a client has never been as simple as picking the top rate from a list. In sectors like...

Why the Renters’ Rights Bill should be a wake-up call for advisers and landlords

The Renters’ Rights Bill is shaping up to be one of the most significant legislative changes to the private rented sector (PRS) in decades. Expected...

Living in a box. Am I living in a cardboard box?

More young people are living with their parents than ever before. The bank of Mum and Dad has evolved into the hotel of Mum and...

Accountants, brokers and the clash of expectations

There’s an old accountant’s joke about financial advisers: the difference between us is that advisers want to look richer than their clients, while accountants...

Rachel Geddes: Redefining what’s possible for brokers and borrowers

When Rachel Geddes picked up the phone after a job interview to ask her mum what a mortgage was, she didn’t realise she was...

Latest news

Mortgage industry rallies behind Christmas charity concert

Momentum is building fast behind this year’s Christmas charity concert in aid of EveryYouth...

First-time buyers put at the heart of Treasury mortgage talks

The government will urge lenders to put first-time buyers at the top of their...

Target urges lenders to treat mortgage servicing as a strategic asset

Target Group has called on mortgage lenders to rethink their approach to servicing, arguing...

Heron Financial launches AI training cohort and ethics committee

Heron Financial has launched an artificial intelligence training programme for staff alongside the creation...