First-time buyers

Property industry moves to speed up mortgage transactions

Lenders, conveyancers and estate agents are testing new ways of sharing property information earlier...

Remortgage searches rise 11% year on year as August activity slows

Remortgage searches continued to support mortgage market activity in August, with Twenty7tec recording an...

House price fall fails to solve first-time buyer deposit barrier

Millions of working renters remain unable to buy their first home despite UK house...

Knowledge Bank records 6,800 lender criteria changes in August

Knowledge Bank recorded more than 6,800 changes to lender criteria during August, the highest...

Market recovery remains fragile as buyer demand improves

Buyer demand and agreed sales improved again in August but uncertainty over mortgage rates...

Cambridge BS family moves into Rent to Home property

A family of four has moved into a Cambridge Building Society rental property in...

Semi-detached homes lead house price growth

Semi-detached and terraced homes are outperforming the rest of the housing market as buyers...

FCA explores rent payments as mortgage evidence

Rental payment histories could play a greater role in mortgage affordability assessments as the...

Stamp duty blamed as home moves fall to once every 21 years

Stamp duty is deterring millions of people from moving home and restricting opportunities for...

Ecology launches 95% mortgage for Scottish first-time buyers

Ecology Building Society has launched a mortgage for first-time buyers using the Scottish government’s...

Digital ID trust mark could speed up mortgage applications

A new government-backed digital identity trust mark could help mortgage brokers and lenders reduce...

The Coventry raises first-time buyer lending limit to 6.5 times income

Coventry Building Society has increased the amount eligible first-time buyers can borrow to as...

HSBC to cut fixed mortgage rates across residential range

HSBC UK will reduce a broad selection of fixed mortgage rates for new and...

Mortgage misconceptions leave first-time buyers doubtful about their prospects

More than half of prospective first-time buyers believe securing a mortgage would be difficult,...

COMMENT

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

Leasehold valuation reform: the consultation is asking only half the question

The Government's consultation on leasehold enfranchisement valuation rates is important because it will help determine what leaseholders pay to extend leases or buy freeholds,...

What commonhold will mean for mortgage lenders and brokers

Commonhold is often presented as the straightforward alternative to leasehold. It removes the freeholder, gives flat owners greater control and avoids some familiar problems...

Why you need to know what sits behind the average review score

There’s a funny thing about review scores. The better they are, the less likely we are to question them. If a company is sitting at...

Latest news

Millions of households exposed to financial shocks despite apparent stability

Millions of UK households that appear financially secure could struggle to absorb an unexpected...

The Mortgage Hut adopts Instamo tool to speed up mortgage applications

The Mortgage Hut has introduced Instamo's FastSubmit technology to reduce the amount of manual...

FCA sets out timetable for major expansion of anti-money laundering supervision

The FCA expects to begin taking over anti-money laundering supervision of legal, accountancy and...

MAB revenue rises as refinancing drives mortgage completions

Mortgage Advice Bureau reported an 8.6% increase in first-half revenue to £161.0m as higher...

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