First-time buyers

FCA consults on LISA regulation

The Financial Conduct Authority (FCA) has outlined its proposed approach to regulating the promotion...

Annual increase in first-time buyer activity

The Council of Mortgage Lenders (CML) has revealed that in September, home-owners borrowed £11.4bn...

New intermediary exclusives from Virgin Money

Virgin Money has revised its mortgage range, with the launch of new intermediary exclusive two-year...

New FTB rates from TSB Bank

TSB Bank has introduced a range of mortgages for first time buyers, with no product fees...

September approvals down year-on-year

60,011 house purchase mortgages (seasonally adjusted) were approved in September, according to the latest...

Fall in sales to first-time buyers

The National Association of Estate Agents' (NAEA) September Housing Market has revealed that the...

The debate around deposit-raising

2016 has certainly been an intriguing and, to some extent, disturbing year to get...

Saga lobbies Hammond over downsizing

Saga has written to the Chancellor proposing a range of reforms designed to free...

September gross lending up 2% year-on-year

The Council of Mortgage Lenders (CML) has estimated that gross mortgage lending reached £20.5...

Vast majority still seek homeownership

Home-ownership remains firmly in place as the nation's overwhelming preference and aspiration, and not...

‘Second stepper’ confidence on the rise

Nearly 40% of the UK's first time homeowners are planning to take their second...

Saffron For Intermediaries unveils fixed rate trio

Saffron For Intermediaries has launched three fixed rate deals for homeowners and first time buyers. There...

What succeeds Help to Buy 2?

If you were to ask most mortgage market practitioners, what has been the government’s...

New 90% deals from Accord

Accord Mortgages is launching a range of new 90% loan-to-value (LTV) mortgages and reducing...

COMMENT

Buy-to-let at 30: the mortgage that changed Britain’s housing market

John Heron helped create buy-to-let when landlords had almost nowhere to turn for finance. Thirty years later, he and Paragon Bank's Louisa Sedgwick reflect...

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

Leasehold valuation reform: the consultation is asking only half the question

The Government's consultation on leasehold enfranchisement valuation rates is important because it will help determine what leaseholders pay to extend leases or buy freeholds,...

What commonhold will mean for mortgage lenders and brokers

Commonhold is often presented as the straightforward alternative to leasehold. It removes the freeholder, gives flat owners greater control and avoids some familiar problems...

Latest news

Network recruitment called. The 1970s want their strategy back

I spend a lot of my time looking at growth. What does it cost?...

MIMHC makes final call as charity lunch nears capacity

The Mortgage Industry Mental Health Charter (MIMHC) has made a final call for industry...

Virgin Money to move eligible product transfers to Nationwide from October

Virgin Money is changing its residential product transfer process, with some customers whose deals...

Skipton cuts fixed rates and widens home mover range

Skipton Building Society is reducing rates across its fixed mortgage range by an average...

PROFILES