First-time buyers

Halifax unveils new mortgage cashback offer

First-time buyers are being offered £500 by Halifax. The offer is also available to homemovers,...

New 95% LTV rates from the Hinckley & Rugby

The Hinckley & Rugby Building Society has today cut the interest rates on six 95%...

8% fall in homeowner loans

  The Council of Mortgage Lenders (CML) has revealed that homeowners borrowed £10.5bn for house purchase...

CML examines how govt housing schemes fit together

The current patchwork of eight government housing schemes succeeds in reaching a broad variety...

Newcastle Intermediaries moves into Help to Buy

Newcastle Intermediaries has launched Help to Buy: Equity Loan products for the first time. This includes both...

London unaffordable for Generation Rent

Couples who are renting and wanting to start a family in London would need...

NAEA: housing market “bouncing back”

In October, 32% of total sales made were to first-time buyers – a 9% rise...

Ensuring the circle is squared

When Philip Hammond thanked George Osborne in his first (and last) Autumn Statement address,...

Autumn Statement 2016: house-building investment announced

The chancellor announced initiatives to stimulate house-building in the Autumn Statement. Philip Hammond said: "In October, my Right Honourable...

NatWest IS unveils 95% LTV Help to Buy replacements

NatWest Intermediary Solutions is launching two new 95% LTV purchase mortgages that will replace the...

Sharp rise in lending at the Nationwide

The Nationwide Building Society has published its interim results for the first six months...

TSB cuts two-year rates

TSB Bank has cut two-year fixed and two-year tracker mortgage rates for home movers,...

Accord provides further FTB cashback

Accord Mortgages is offering first-time buyers an extra £500 cashback when they complete on a...

CML: “patchwork” of govt home-ownership schemes

The eight current government housing schemes are reaching a broad variety of would-be home-owning households...

COMMENT

Buy-to-let at 30: the mortgage that changed Britain’s housing market

John Heron helped create buy-to-let when landlords had almost nowhere to turn for finance. Thirty years later, he and Paragon Bank's Louisa Sedgwick reflect...

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

Leasehold valuation reform: the consultation is asking only half the question

The Government's consultation on leasehold enfranchisement valuation rates is important because it will help determine what leaseholders pay to extend leases or buy freeholds,...

What commonhold will mean for mortgage lenders and brokers

Commonhold is often presented as the straightforward alternative to leasehold. It removes the freeholder, gives flat owners greater control and avoids some familiar problems...

Latest news

Network recruitment called. The 1970s want their strategy back

I spend a lot of my time looking at growth. What does it cost?...

MIMHC makes final call as charity lunch nears capacity

The Mortgage Industry Mental Health Charter (MIMHC) has made a final call for industry...

Virgin Money to move eligible product transfers to Nationwide from October

Virgin Money is changing its residential product transfer process, with some customers whose deals...

Skipton cuts fixed rates and widens home mover range

Skipton Building Society is reducing rates across its fixed mortgage range by an average...

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