First-time buyers

The Hinckley & Rugby adds pair of high LTV discounts

The Hinckley & Rugby Building Society has launched two new lifetime discount mortgages at...

Lack of joined-up policy making threatening PRS

A new report from the Intermediary Mortgage Lenders Association (IMLA) has warned against discouraging...

Halifax offers Currys PC World gift card to homebuyers

Halifax is offering first-time buyers and homemovers a £500 giftcard to spend in Currys...

Accord cuts higher LTV fixed rates

Accord Mortgages has cut the rates on its 90% and 95% loan to value...

Housing Bill gets first reading

The government has introduced its Housing and Planning Bill. The first reading of the...

Gifting behind 25% of equity release

Key Retirement has found that retired homeowners with higher property values are twice as...

August FTB prices up 3.8% year-on-year

UK house prices increased by 5.2% in the year to August 2015, unchanged from...

Fall in consumer sentiment towards mortgage accessibility

Only 12% of UK adults think access to mortgages has improved in the past...

Six-month high in housing market activity

UK housing market activity has risen to its highest level in six months, according...

Gender divide over choosing a home

New research from Santander Mortgages has suggested that women looking to buy a home...

Half of over-50s save money for themselves each month

Britain’s over 50s are putting money aside each month for both themselves and their...

20-month high for mortgage approvals

The number of house purchase mortgage approvals has increased by 19.8% over the last...

TSB makes wholesale rate cuts on intermediary deals

TSB has cut rates on a range of 75-90% LTV mortgages available through brokers.  Remortgages...

The Teachers offers 95% deal to all of England & Wales

The Teachers Building Society has reduced the rates on some of its low deposit...

COMMENT

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Why the government’s housing ambitions won’t fix the affordability crisis

With the bidding open for the government’s £39bn Social and Affordable Homes Programme - the main pillar of its long-term housing strategy - homebuying...

Kevin Tunnicliffe on ending the race to the bottom

This was always going to be a tricky interview. I’ve known Kevin Tunnicliffe, chief executive officer of Sort Group, which includes Sort Refer, for...

Latest news

Richard Goppy to rejoin PMS as director of acquisition and key accounts

PMS Mortgage Club has confirmed the appointment of Richard Goppy as director of acquisition...

Renters’ Rights Act to reshape buy-to-let risk models

The Renters’ Rights Act is set to trigger a fundamental shift in how lenders assess risk...

MAB research shows confidence among buyers is rising, but many still hesitate

More than half of prospective buyers say they are ready to purchase in 2026,...

Market Harborough cuts fixed rates and adds pre-completion switch option

Market Harborough Building Society has cut fixed mortgage rates by up to 36bps and...

PROFILES