First-time buyers

Scheme aims to strengthen renters’ credit histories

Experian has found that one in three private tenants has put their plans to...

Mortgage brokers “have high expectations for remortgaging”

There was a record high in the level of mortgage intermediaries’ confidence in the prospects...

CML: house purchase lending up year-on-year in November

The Council of Mortgage Lenders has reported that home-owner house purchase lending totalled £10.7bn...

Over 25% of FTB opting for 35-year mortgage

There was an estimated 310,000 first-time buyers last year, according to the annual Halifax First-Time...

Nationwide cuts 95% rates

The Nationwide Building Society has cut a number of rates by up to 0.40 percentage points across...

The Leeds confirms HTB London scheme participation

The Leeds Building Society is to launch its range of new Help To Buy...

24% annual rise in FTB transactions

The number of completed first-time buyer transactions increased to 31,300 in November, according to...

Lloyds extends cashback offer

Lloyds Bank has extended its existing £500 remortgage cashback offer to include its first-time...

New higher LTV deals from Virgin Money

Virgin Money has made changes to its mortgage range, including some higher LTV products designed...

Sales to FTBs fell by 10% in November

The National Association of Estate Agents (NAEA) has revealed that housing supply dipped and demand...

November lending up 3% on previous 6-month average

The latest Bank of England Money and Credit figures, have revealed that loan approvals...

Newbuild firm rapped over misleading ad

The Advertising Standards Authority (ASA) has upheld a complaint made against a property sales...

CML: 9% month-on-month rise in homemover loans

The Council of Mortgage Lenders (CML) has revealed that first-time buyers borrowed £4.6bn for...

Lowest seasonal dip in house prices for nine years

Rightmove has reported a seasonal 1.1% (-£3,120) dip in the price of property coming...

COMMENT

Cutting stamp duty will make the housing crisis worse

Every time the housing market stalls the same thing happens and people call for stimulus, this time: abolish stamp duty. The logic feels intuitive -...

The money sitting in your back pocket that you keep forgetting to pick up

Let me give you a number. Almost half of UK mortgage holders would struggle to meet their payments within six months of losing their...

Smart Data can solve the UK’s homebuying bottleneck

For many of us, buying a home remains one of the most stressful and frustrating experiences we will ever undertake. Despite advances in digital banking,...

The 1.8 million problem nobody’s talking about

There's a number that should be keeping every mortgage firm owner awake right now. 1.8 million. That's how many fixed rate mortgages are expiring...

Lenders urged to do more as purchase market slows

High street lenders - including TSB, Lloyds, Santander, and NatWest - have all been reducing rates and making changes to their product ranges over...

Latest news

TAB promotes Bonner to chief risk officer

Specialist lender TAB has appointed Jack Bonner as chief risk officer as it continues...

Skipton BS lowers residential rates

Skipton Building Society is reducing rates across parts of its residential mortgage range from...

AMI refreshes brand to reflect advice, mortgages and insurance focus

The Association of Mortgage Intermediaries has launched a brand refresh intended to reflect its...

IMLA guide explains why fixed mortgage rates can rise before Bank Rate moves

IMLA has published a report and five-minute guide to help advisers explain how swap...

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