First-time buyers

FTBs paying high price for DIY disasters

First time buyers are buying cheaper properties that need renovating and undertaking the work...

Average first-time buyer age is now 37

21% of prospective buyers aged 18-34 say that, following this month’s interest rate cut,...

The Furness BS unveils new 90% LTV deals

The Furness Building Society has launched two new variable rate products at 90% loan...

FTBs continuing to drive house purchase lending

The Council of Mortgage Lenders (CML) has revealed that in June, home-owners borrowed £12.3bn...

Financial plight of millennials revealed

35% of Britain’s 'millennials' (those aged 18-35s) say their generation has been priced out of...

Millions ‘saving’ on property surveys

New research from Churchill Home Insurance has found that over seven million UK homeowners...

Debt hampering life chances

High levels of debt make people less likely to move house, apply for a...

Understanding the fall in home ownership

The UK is a bit odd when it comes to home ownership. We’re one...

Good July for first-time buyers

Housing market activity has moved in favour of first-time buyers and remortgagors, in the...

NatWest unveils £500 FTB cashback deal

NatWest has launched a number of new two and five-year fixed rate cashback mortgage deals for...

Best places in England for FTBs revealed

Online estate agent eMoov.co.uk has published its latest analysis of the property market in...

BBA: June lending reflects pre-referendum uncertainty

The British Bankers' Association (BBA) has reported that gross mortgage borrowing totalled £12.2 billion...

Increase in first-time buyer numbers

The number of first time buyers rose by an estimated 10% in the first six...

New first-time buyers deals from the Yorkshire

The Yorkshire Building Society has unveiled two new mortgages at 90% and 95% loan...

COMMENT

Buy-to-let at 30: the mortgage that changed Britain’s housing market

John Heron helped create buy-to-let when landlords had almost nowhere to turn for finance. Thirty years later, he and Paragon Bank's Louisa Sedgwick reflect...

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

Leasehold valuation reform: the consultation is asking only half the question

The Government's consultation on leasehold enfranchisement valuation rates is important because it will help determine what leaseholders pay to extend leases or buy freeholds,...

What commonhold will mean for mortgage lenders and brokers

Commonhold is often presented as the straightforward alternative to leasehold. It removes the freeholder, gives flat owners greater control and avoids some familiar problems...

Latest news

Skipton cuts fixed rates and widens home mover range

Skipton Building Society is reducing rates across its fixed mortgage range by an average...

Quantum Mortgages promotes Mihramane and Ajaib

Quantum Mortgages has made two internal promotions across its sales and completions teams as...

Complex incomes hindering aspiring Scottish buyers

More than half of Scottish adults with complex incomes who do not own a...

MAB adds three senior hires across marketing, finance and technology

Mortgage Advice Bureau has strengthened its executive team with three senior appointments spanning marketing,...

PROFILES