First-time buyers

Borrowers getting largest savings from high LTV mortgages

First time buyers or borrowers with a 10% deposit are set to benefit the...

CML: mortgage market regaining some equilibrium

The Council of Mortgage Lenders (CML) has revealed that home-owners borrowed £9.4bn for house purchase,...

Tesco unveils new 95% LTV intermediary offering

Tesco Bank is launching a new intermediary mortgage product range on 14 July which will now...

FTBs continue to drive property market activity

Connells Survey and Valuation has revealed that the pace of property valuations conducted in...

IMLA: FTB numbers well down from where they should be

First-time buyer numbers remain 2.2 million behind where they should be given demographic trends...

New book outlines state’s challenges ahead

Academics, parliamentarians and leading industry figures have contributed to a new publication, outlining the...

FTBs paying record amounts for first home

While the wider mortgage market has been fluctuating because of the EU referendum, First-time...

YBS unveils lowest 90% LTV fixed rate

The Yorkshire Building Society has launched the lowest fixed rate mortgage on the market...

New three-year fixes from Accord Mortgages

Accord Mortgages has introduced a range of new three-year fixed rate mortgages, available to...

Halifax unveils first-time buyer offer

Halifax is offering first time buyers and home movers a £500 gift card for...

Kensington unveils £500k+ mortgage proposition

Kensington Mortgages has launched Premier, a new range of higher value mortgages for borrowers...

6.2% rise in first-time buyer property prices

Rightmove has reported a May rise of 0.4% (+£1,118) in the price of property...

Lloyds Bank cuts FTB rates

Lloyds Bank has reduced its rates on its mortgage products designed to support first-time...

CML reports quieter April for mortgage market

The Council of Mortgage Lenders (CML) has reported that home-owners borrowed £8.1bn for house purchase...

COMMENT

Buy-to-let at 30: the mortgage that changed Britain’s housing market

John Heron helped create buy-to-let when landlords had almost nowhere to turn for finance. Thirty years later, he and Paragon Bank's Louisa Sedgwick reflect...

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

Leasehold valuation reform: the consultation is asking only half the question

The Government's consultation on leasehold enfranchisement valuation rates is important because it will help determine what leaseholders pay to extend leases or buy freeholds,...

What commonhold will mean for mortgage lenders and brokers

Commonhold is often presented as the straightforward alternative to leasehold. It removes the freeholder, gives flat owners greater control and avoids some familiar problems...

Latest news

Skipton cuts fixed rates and widens home mover range

Skipton Building Society is reducing rates across its fixed mortgage range by an average...

Quantum Mortgages promotes Mihramane and Ajaib

Quantum Mortgages has made two internal promotions across its sales and completions teams as...

Complex incomes hindering aspiring Scottish buyers

More than half of Scottish adults with complex incomes who do not own a...

MAB adds three senior hires across marketing, finance and technology

Mortgage Advice Bureau has strengthened its executive team with three senior appointments spanning marketing,...

PROFILES