First-time buyers

TSB cuts higher LTV fixed rates

TSB is cutting rates by up to 0.21 percentage points across a range of...

CML: mortgage lending down on an annual basis

Gross mortgage lending in May was £15.9bn, up from £15.8bn in April but down...

New mortgage permutations from the Leeds

The Leeds Building Society has added new deals to its mortgage offering. The latest products...

Summer comeback for purchase approvals

House purchase approval figures grew in June, with strong improvements on both a monthly...

Summer Budget 2015 speech – in full

Mr Deputy Speaker, This is a Budget that puts security first. It’s a Budget that recognises...

Halifax: monthly rise in house prices of 1.7%

The latest Halifax House Price Index has reported that house prices in the three...

Virgin Money removes application fee for limited period

Virgin Money has made changes to its residential mortgage range. It has also removed the £99...

TSB Intermediary moves into 95% LTV space

TSB Intermediary has launched 95% loan to value (LTV) mortgages to customers buying a...

Modest decline in first-time buyer numbers

The latest Halifax First-Time Buyer Review has estimated that there were 139,500 first-time buyers...

London on way to reaching new homes targets

The latest London New Homes Monitor from Stirling Ackroyd claims that many new homes have...

Halifax cuts mortgage rates

Halifax has cut mortgage rates across its 0-95% loan to value (LTV) two-year fixed first-time...

Sharp rise in purchase demand

The National Association of Estate Agents' (NAEA) May Housing Market Report has found that...

Valuation fees to be refunded by Halifax Intermediaries

Halifax Intermediaries is to refund valuation fees to first-time buyers and home movers. Meanwhile, Halifax...

Mortgage borrowing at a six-year high in May

Homebuyers’ average deposits and loans reached a new post-recession peak in May 2015 as...

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COMMENT

Income protection: the unsung hero of the cost-of-living crisis

Higher mortgage rates, rising energy costs, and continued inflation have put pressure on many household budgets. Advisers spend time helping customers find the right rate,...

Why rigid credit scoring is locking too many people out of homeownership

Some people don’t fit the mould. That’s always been true in mortgage lending. But the tools used by most lenders to assess borrowers, particularly...

What a bigger market means for brokers

The latest Interpath and BDLA UK Bridging Market Survey confirms what many brokers are already experiencing on the ground, that bridging has hit the...

How social media can bridge the protection disconnect

The latest AMI Protection Viewpoint provided a compelling snapshot of the challenges and opportunities facing the protection market. The research highlights a worrying pattern that...

Opening doors for credit-worthy but overlooked clients

It doesn’t take much these days for a borrower to feel they’ve fallen out of favour with the system. A missed payment here, a...

Latest news

Skipton brings brokers and developers together to drive sustainable housing agenda

Skipton Building Society has brought together brokers, developers, and sustainability specialists at its head...

Foundation Home Loans expands residential range and cuts rates

Foundation Home Loans has announced a series of rate reductions and product enhancements across...

ColCap and Molo complete £300m buy-to-let securitisation

ColCap Financial and digital mortgage lender Molo have completed their second securitisation under the...

West Brom cuts mortgage rates to aid first-time buyers and remortgagers

West Brom Building Society has reduced rates across its core two-year and three-year mortgage...

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