First-time buyers

Aldermore cuts Help to Buy rates

Aldermore is reducing rates on its Help to Buy: mortgage guarantee offering. The lender...

July approvals down 5% year-on-year

The latest Mortgage Monitor from e.surv has reported that 65,907 mortgage approvals (seasonally adjusted) were issued...

Accord gifting homebuyers on behalf of their broker

Accord Mortgages is welcoming borrowers into their new home with a surprise gift sent on...

Signs of optimism in homeowner aspirations

Homeowners are gradually starting to feel more optimistic about the time it will take...

Virgin Money cuts BTL, H2B and residential rates

Virgin Money has made a number of rate reductions on selected products across its core...

Ingard adds mutual pair to lender panel

Ingard has added National Counties and the Family Building Society to its panel of lenders....

The Hinckley & Rugby offers joint borrower sole proprietor mortgages

The Hinckley & Rugby Building Society is now offering joint borrower sole proprietor mortgages...

London FTBs claim “mortgage terror”

According to research by YouGov and digital mortgage broker Habito, Londoners are the most...

FTBs paying high price for DIY disasters

First time buyers are buying cheaper properties that need renovating and undertaking the work...

Average first-time buyer age is now 37

21% of prospective buyers aged 18-34 say that, following this month’s interest rate cut,...

The Furness BS unveils new 90% LTV deals

The Furness Building Society has launched two new variable rate products at 90% loan...

FTBs continuing to drive house purchase lending

The Council of Mortgage Lenders (CML) has revealed that in June, home-owners borrowed £12.3bn...

Financial plight of millennials revealed

35% of Britain’s 'millennials' (those aged 18-35s) say their generation has been priced out of...

Millions ‘saving’ on property surveys

New research from Churchill Home Insurance has found that over seven million UK homeowners...

COMMENT

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Why the government’s housing ambitions won’t fix the affordability crisis

With the bidding open for the government’s £39bn Social and Affordable Homes Programme - the main pillar of its long-term housing strategy - homebuying...

Latest news

Rent growth slows as house prices edge higher, with Middle East tensions clouding outlook

Private rent inflation eased again in March while UK house prices rose modestly in...

Gen H expands broker sales team with three BDM hires and internal promotion

Gen H has expanded its broker sales team with three new business development managers...

Detached homes dominate new lifetime mortgage lending in early 2026

Owners of detached properties accounted for more than four in 10 new lifetime mortgages...

Brokers invited to webinar on boosting landlord income strategies

Brokers are being offered an opportunity to learn how to help landlords accelerate income...

PROFILES