First-time buyers

Debt hampering life chances

High levels of debt make people less likely to move house, apply for a...

Understanding the fall in home ownership

The UK is a bit odd when it comes to home ownership. We’re one...

Good July for first-time buyers

Housing market activity has moved in favour of first-time buyers and remortgagors, in the...

NatWest unveils £500 FTB cashback deal

NatWest has launched a number of new two and five-year fixed rate cashback mortgage deals for...

Best places in England for FTBs revealed

Online estate agent eMoov.co.uk has published its latest analysis of the property market in...

BBA: June lending reflects pre-referendum uncertainty

The British Bankers' Association (BBA) has reported that gross mortgage borrowing totalled £12.2 billion...

Increase in first-time buyer numbers

The number of first time buyers rose by an estimated 10% in the first six...

New first-time buyers deals from the Yorkshire

The Yorkshire Building Society has unveiled two new mortgages at 90% and 95% loan...

Borrowers getting largest savings from high LTV mortgages

First time buyers or borrowers with a 10% deposit are set to benefit the...

CML: mortgage market regaining some equilibrium

The Council of Mortgage Lenders (CML) has revealed that home-owners borrowed £9.4bn for house purchase,...

Tesco unveils new 95% LTV intermediary offering

Tesco Bank is launching a new intermediary mortgage product range on 14 July which will now...

FTBs continue to drive property market activity

Connells Survey and Valuation has revealed that the pace of property valuations conducted in...

IMLA: FTB numbers well down from where they should be

First-time buyer numbers remain 2.2 million behind where they should be given demographic trends...

New book outlines state’s challenges ahead

Academics, parliamentarians and leading industry figures have contributed to a new publication, outlining the...

COMMENT

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Why the government’s housing ambitions won’t fix the affordability crisis

With the bidding open for the government’s £39bn Social and Affordable Homes Programme - the main pillar of its long-term housing strategy - homebuying...

Latest news

Brokers report rising caution among borrowers as remortgaging picks up

Mortgage brokers are seeing more remortgage activity, but say geopolitical uncertainty, cost of living...

Coadjute joins FCA AI testing programme as conveyancers face tougher AML regime

Coadjute has joined the Financial Conduct Authority’s AI Live Testing programme as conveyancing firms...

Morrow hire to lead intermediary growth strategy

Morrow has appointed Amit Gupta as financial services director as it looks to expand...

Russell Quirk calls out broken transaction system

UK mortgage and property professionals have been urged to rethink the homebuying process after Russell...

PROFILES