First-time buyers

The debate around deposit-raising

2016 has certainly been an intriguing and, to some extent, disturbing year to get...

Saga lobbies Hammond over downsizing

Saga has written to the Chancellor proposing a range of reforms designed to free...

September gross lending up 2% year-on-year

The Council of Mortgage Lenders (CML) has estimated that gross mortgage lending reached £20.5...

Vast majority still seek homeownership

Home-ownership remains firmly in place as the nation's overwhelming preference and aspiration, and not...

‘Second stepper’ confidence on the rise

Nearly 40% of the UK's first time homeowners are planning to take their second...

Saffron For Intermediaries unveils fixed rate trio

Saffron For Intermediaries has launched three fixed rate deals for homeowners and first time buyers. There...

What succeeds Help to Buy 2?

If you were to ask most mortgage market practitioners, what has been the government’s...

New 90% deals from Accord

Accord Mortgages is launching a range of new 90% loan-to-value (LTV) mortgages and reducing...

11% year-on-year rise in house purchase borrowing

The Council of Mortgage Lenders (CML) has reported that homeowners borrowed £12.2bn for house purchase...

Younger budgeting more, older less

Despite a slight annual increase in the number of people who formally budget, 53%...

‘Smart’ FTBs locked into HTB mortgage guarantee scheme

Connells Survey and Valuation has found that first-time buyers are making the most of the Help...

Widespread rate cuts unveiled by Barclays

Barclays has made cuts across its residential, large loan and buy-to-let product ranges.  Key changes include the following: Two-year...

Home-buying myths ‘shattered’

According to Virgin Money's analysis of 1,007 homeowners’ buying preferences, personal and household safety (83%),...

Fall in mortgage approvals

The Bank of England has reported a decrease in mortgage approvals for August. The number...

COMMENT

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Why the government’s housing ambitions won’t fix the affordability crisis

With the bidding open for the government’s £39bn Social and Affordable Homes Programme - the main pillar of its long-term housing strategy - homebuying...

Latest news

Rent growth slows as house prices edge higher, with Middle East tensions clouding outlook

Private rent inflation eased again in March while UK house prices rose modestly in...

Gen H expands broker sales team with three BDM hires and internal promotion

Gen H has expanded its broker sales team with three new business development managers...

Detached homes dominate new lifetime mortgage lending in early 2026

Owners of detached properties accounted for more than four in 10 new lifetime mortgages...

Brokers invited to webinar on boosting landlord income strategies

Brokers are being offered an opportunity to learn how to help landlords accelerate income...

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