First-time buyers

New 95% LTV deals from Sainsbury’s Bank

Sainsbury’s Bank is extending its mortgage range with the launch of four new 95%...

PM’s housing threats “unhelpful and misguided”, say councils

The Prime Minister has warned developers who are too slow to build houses that...

Equity stake of £86,000 helps get that second home

Lloyds Bank has reported that first-time sellers see potential interest rate rises as their...

Newcastle Intermediaries joins Paradigm panel

Paradigm Mortgage Services has added Newcastle Intermediaries to its mortgage lender panel. Member firms of the...

It really is harder for today’s first-time buyers

Whenever there is a debate about the difficulties younger people have today in purchasing...

Aldermore targets first-time buyers with product changes

Aldermore has cut rates on its high loan to value (LTV) range by up...

TML removes credit score cascade

The Mortgage Lender (TML) has made a number of changes to its product offering. It...

First-time buyers fixing for longer

Accord Mortgages has reported that first-time buyers are fixing their mortgage for longer than...

Rebrand for the Hanley Economic

The Hanley Economic Building Society has refreshed its branding after a consultation period amongst members, intermediaries,...

Growth in number of small deposit mortgages

E.surv has reported a positive start to 2018 for the UK mortgage market, with...

Collapse in home ownership amongst the young

The Institute for Fiscal Studies (IFS) has found that today’s young adults are significantly...

New intermediary range from Bank of Ireland UK

Bank of Ireland UK has made changes across its residential, First Start and buy-to-let...

Weaker December figures for mortgage lending

UK Finance has revealed that mortgage lending for first-time buyers, home movers and buy-to-let...

Newcastle Intermediaries added to PTFS panel

Newcastle Intermediaries is joining Personal Touch Financial Solutions' lending panel. Newcastle Intermediaries offers a range of...

COMMENT

Buy-to-let at 30: the mortgage that changed Britain’s housing market

John Heron helped create buy-to-let when landlords had almost nowhere to turn for finance. Thirty years later, he and Paragon Bank's Louisa Sedgwick reflect...

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

Leasehold valuation reform: the consultation is asking only half the question

The Government's consultation on leasehold enfranchisement valuation rates is important because it will help determine what leaseholders pay to extend leases or buy freeholds,...

What commonhold will mean for mortgage lenders and brokers

Commonhold is often presented as the straightforward alternative to leasehold. It removes the freeholder, gives flat owners greater control and avoids some familiar problems...

Latest news

First-time buyers face confidence gap as unexpected costs and delays mount

Nine in 10 first-time buyers believe they understand the home-buying process before starting, but...

Family BS hires Paul Ormonde for Central London broker role

Family Building Society has appointed Paul Ormonde as a business development manager covering Central...

LendInvest raises £300m through latest Mortimer securitisation

LendInvest has completed its eighth Mortimer residential mortgage-backed securitisation, securing £300 million of funding...

TMG adds Gable Mortgages to lender panel

TMG Mortgage Network has added Gable Mortgages to its lender panel, giving member firms...

PROFILES