First-time buyers

Kensington to move into Help to Buy

Kensington Mortgages intends to launch a Help to Buy equity loan proposition for London,...

Accord to continue with welcome boxes

Accord Mortgages is set to continue with its welcome box initiative following a positive...

Growing social divisions in UK housing market

2016 saw the role of cash in funding house purchases reach a post-recession high,...

Platform ups loan to income ratio

Platform has increased the loan to income ratio for qualifying mortgage applicants.  The intermediary mortgage brand...

Halifax reports quarterly fall in house prices

Halifax has revealed that house prices fell by 0.2% over the past three months. It...

Halifax Intermediaries unveils grand cashback offer

Halifax Intermediaries is offering first-time buyers and homemovers £1000 cashback on qualifying mortgages. The...

Cost of buying and moving home to continue to rise

The combined ‘additional costs’ of moving home, such as estate agent fees and conveyancing costs,...

FTBs facing relationship strain and stress

Aldermore’s latest quarterly First Time Buyer Index has found that the process of buying a first...

New Family Assist products from the Monmouthshire

The Monmouthshire Building Society has launched a range of Family Assist mortgage products featuring £1,000 cashback...

Rise in importance of the Bank of Mum and Dad

The 'bank of Mum and Dad' will lend over £6.5 billion in 2017, up...

IMLA predicts 6% market growth this year

The Intermediary Mortgage Lenders Association (IMLA) believes this year the mortgage market will achieve the highest...

FTB sales rose slightly in March

March saw the number of properties available to buy on estate agents’ books fall to...

Nationwide makes cuts to fixed and tracker rates

The Nationwide Building Society has cut rates on certain two and five-year fixed and two-year tracker...

Increase in popularity of early inheritances

New research from Key Retirement has revealed that parents want to give away an...

COMMENT

ABS 2026 review: Economic factors stemming growth

As the Global ABS conference ended there was no doubt that it was a huge success, with official numbers being confirmed at 5,500 attendees,...

Government support is fundamental to market growth

We’ve seen another week of mainstream lenders reduce their rates with more reductions predicted this coming week. This shows more comfort and confidence around...

Bridging is a natural fit for a Shariah-compliant bridging provider

The UK bridging market is, in many ways, a natural fit for Shariah-compliant finance because both are fundamentally built around real assets, partnership structures...

Why relationships are becoming the mortgage industry’s most valuable asset

Information has never been more accessible, yet confidence in financial services remains relatively low. As technology continues to reshape the market, the value of...

Before brokers invest in AI, they need to ask the right questions

AI has moved quickly from industry talking point to commercial priority. For mortgage brokers, the question is no longer whether AI matters. It is...

Latest news

Atom bank cuts Prime mortgage rates by 15bps across full range

Atom bank has reduced rates across its Prime mortgage range by 15bps, with changes...

The Dudley cuts rates across residential, buy-to-let and expat ranges

Dudley Building Society has reduced rates across its residential, buy-to-let and expat mortgage products,...

Stamp Duty burden soars as tax threshold remains frozen at 2006 level

The Stamp Duty threshold at which homebuyers begin paying tax has remained unchanged since...

Gatehouse launches limited-edition HPPs and cuts selected BTL rates

Gatehouse Bank has introduced a range of limited-edition Home Purchase Plan and buy-to-let products...

PROFILES