First-time buyers

New index shows scale of homebuying affordability challenge in UK

Skipton Group has launched its Home Affordability Index today. It combines data on the...

Meeting ‘modern’ borrowing needs

The complexities associated with assessing variable incomes from self-employment and/or multiple revenue streams have...

Chancellor urged to make Stamp Duty reform a Budget priority

The Coventry Building Society has called for Stamp Duty reform to be made a...

Gen H broadens income booster eligibility

Gen H will now accept nieces, nephews and friends as 'income boosters'. Friends can act...

West One Loans improves residential and second charge product ranges

West One Loans has made key changes to its residential and second charge product...

Buckinghamshire BS sees major later life lending growth

Buckinghamshire Building Society has reported an important rise in the take-up of its later...

Funding 365 introduces new specialist BTL fixed rates

Funding 365 has announced the launch of specialist three and five-year buy-to-let offerings for...

Leeds BS cuts mortgage rates

Leeds Building Society has introduced reductions to selected fixed rate products. Selected residential rates will...

Suffolk BS unveils new 95% LTV shared ownership deal

Suffolk Building Society has launched a new shared ownership 95% LTV five-year fixed mortgage...

IMLA calls for regulatory review into FTB barriers

The cumulative shortfall in first-time buyer numbers since the financial crisis reached 3.1m by...

£1bn paid out in Stamp Duty in May

Coventry Building Society has analysed the latest HMRC figures and established that homebuyers paid...

Delivering a specialist FTB focus

The somewhat unexpected early election call will inevitably impact the UK housing market to...

Shared ownership appeals to 50% of FTBs

New research has found that 50% of first-time buyers would consider or have considered...

Perenna Bank joins Right Mortgage Network’s panel

The Right Mortgage & Protection Network has announced the addition of Perenna Bank to...

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COMMENT

Remortgage options grow for pound-for-pound landlord borrowers

With many thousands of landlords set to come off two and five-year fixed rates in 2025 it makes more sense than ever to reach...

What, me? Standing out in a crowded market

The mortgage market is changing. It’s more competitive, more complex and more client-focused than ever before. But it’s not just client needs that are evolving,...

Food for thought for those not selling mortgage protection

Networks have told me that only one-in-four mortgages arranged are safeguarded by mortgage protection plans. This is poor and worse, from what I hear,...

Buy-to-let market could be mere months away from seismic shift

As the Renters Reform Bill works its way through parliament there should be much to engage advisers’ landlord borrower clients, and a lot of...

How a JBSP mortgage can help boost affordability

With the average house price in the UK nearing £300,000, affordability remains a sticking point for many prospective homebuyers, particularly those trying to buy...

Latest news

PEXA secures FCA approval ahead of major UK product expansion

PEXA, the Australian-founded digital property exchange platform, has secured regulatory approval from the Financial...

YBS Commercial drops rates and adds 55% LTV buy-to-let deals

YBS Commercial Mortgages has unveiled a series of rate cuts and new product launches...

LendInvest raises AVM threshold to 75% LTV on unregulated bridging products

LendInvest has announced that automated valuation models (AVMs) will now be accepted up to...

Saffron completes record-breaking £4.8m self-build loan with Propp

Saffron for Intermediaries has completed the largest self-build loan in its history, issuing a...
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