First-time buyers

July approvals down 5% year-on-year

The latest Mortgage Monitor from e.surv has reported that 65,907 mortgage approvals (seasonally adjusted) were issued...

Accord gifting homebuyers on behalf of their broker

Accord Mortgages is welcoming borrowers into their new home with a surprise gift sent on...

Signs of optimism in homeowner aspirations

Homeowners are gradually starting to feel more optimistic about the time it will take...

Virgin Money cuts BTL, H2B and residential rates

Virgin Money has made a number of rate reductions on selected products across its core...

Ingard adds mutual pair to lender panel

Ingard has added National Counties and the Family Building Society to its panel of lenders....

The Hinckley & Rugby offers joint borrower sole proprietor mortgages

The Hinckley & Rugby Building Society is now offering joint borrower sole proprietor mortgages...

London FTBs claim “mortgage terror”

According to research by YouGov and digital mortgage broker Habito, Londoners are the most...

FTBs paying high price for DIY disasters

First time buyers are buying cheaper properties that need renovating and undertaking the work...

Average first-time buyer age is now 37

21% of prospective buyers aged 18-34 say that, following this month’s interest rate cut,...

The Furness BS unveils new 90% LTV deals

The Furness Building Society has launched two new variable rate products at 90% loan...

FTBs continuing to drive house purchase lending

The Council of Mortgage Lenders (CML) has revealed that in June, home-owners borrowed £12.3bn...

Financial plight of millennials revealed

35% of Britain’s 'millennials' (those aged 18-35s) say their generation has been priced out of...

Millions ‘saving’ on property surveys

New research from Churchill Home Insurance has found that over seven million UK homeowners...

Debt hampering life chances

High levels of debt make people less likely to move house, apply for a...

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Income protection: the unsung hero of the cost-of-living crisis

Higher mortgage rates, rising energy costs, and continued inflation have put pressure on many household budgets. Advisers spend time helping customers find the right rate,...

Why rigid credit scoring is locking too many people out of homeownership

Some people don’t fit the mould. That’s always been true in mortgage lending. But the tools used by most lenders to assess borrowers, particularly...

What a bigger market means for brokers

The latest Interpath and BDLA UK Bridging Market Survey confirms what many brokers are already experiencing on the ground, that bridging has hit the...

How social media can bridge the protection disconnect

The latest AMI Protection Viewpoint provided a compelling snapshot of the challenges and opportunities facing the protection market. The research highlights a worrying pattern that...

Opening doors for credit-worthy but overlooked clients

It doesn’t take much these days for a borrower to feel they’ve fallen out of favour with the system. A missed payment here, a...

Latest news

Stagg Mortgage Services appoints Paul Lewis as growth director

Stagg Mortgage Services has appointed Paul Lewis as its new growth director as part...

HLPartnership adds Handelsbanken to lender panel

HLPartnership has added Handelsbanken to its lender panel as part of its ongoing strategy...

FCA warns consumers over ineffective credit builder products

The Financial Conduct Authority (FCA) has warned that many credit builder products fail to...

Affordability pressures deepen in Wales and North East as rental divergence widens

Regional divergence within the UK’s private rented sector has become more pronounced, with new...

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