First-time buyers

The Leeds offers £1k Help to Buy cashback

The Leeds Building Society is to add two new mortgages with £1,000 cashback to...

Hometrack: rents to grow 2% over 2018

Richard Donnell, insight director at Hometrack, has explained his three defining themes for the...

TSB cuts shared ownership and shared equity fixed rates

TSB’s two-year fixed rates for shared ownership and shared equity borrowers have been reduced...

Remortgaging trend set to continue

October saw the number and value of loans for remortgaging and for house purchases...

The Credit Crunch and first-time buyers

‘No-one wants to see a return to the pre-Credit Crunch mortgage market.’ This sentence, or...

Homeowners look to improve not move

24% of homeowners plan to move within the next five years and nearly 10%...

Intermediaries report stronger landlord demand

As mortgage activity increased in the third quarter of 2017, so did confidence amongst...

Annual rate of house price growth eased in November

Halifax has reported that house prices between September and November 2017 were 2.4% higher...

£81k needed for a deposit by 2027?

The average first-time buyer deposit could be set to rise by nearly 60% over...

Industry reviews 2017 sales and lettings performance

NAEA and ARLA Propertymark have published sales and lettings data for 2017. NAEA Propertymark found...

Proportion of first-time buyer sales falls again

NAEA Propertymark (National Association of Estate Agents) has reported that the proportion of sales...

Free legals for FTBs from Newcastle Intermediaries

Newcastle Intermediaries has introduced a range of 95% loan to value (LTV) products with...

14% rise in mortgage lending year-on-year

UK Finance has stated that strength in remortgage activity amongst homeowners, alongside stronger first-time...

Barclays unveils new mortgage deals

Barclays Mortgages has launched new residential and rewards mortgage products, including a range of...

COMMENT

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Why the government’s housing ambitions won’t fix the affordability crisis

With the bidding open for the government’s £39bn Social and Affordable Homes Programme - the main pillar of its long-term housing strategy - homebuying...

Latest news

Mortgage industry bodies launch new ED&I survey

AMI and IMLA have launched a new industry-wide survey aimed at measuring progress on...

Landbay turns to broker education as Renters’ Rights Act reforms approach

Landbay is set to host a broker-focused webinar examining the implications of the Renters’...

Fleet cuts five-year buy-to-let fixes and widens 75% LTV options

Fleet Mortgages has cut pricing on selected five-year fixed buy-to-let products and expanded its...

HSBC UK cuts mortgage rates by up to 25bps across residential and buy-to-let range

HSBC UK has reduced mortgage rates across parts of its residential and buy-to-let range,...

PROFILES