First-time buyers

M&S Bank unveils first mortgage range

M&S Bank has launched its first mortgage range, with fixed and tracker options available...

Record high for rental stock

ARLA Propertymark has revealed that in December, the number of properties letting agents managed...

Nearly half of London new homes aren’t built

46% of new homes given planning permission in the capital are not being built,...

Was the stamp duty change a red herring?

We may not have any 2018 data to currently work with, but judging by...

UK Finance: housing market activity remains buoyant

UK’s Finance has reported steady increases in mortgage lending for first-time-buyers and home movers...

Landbay unveils landlord product for first time buyers

Landbay is extending its lending criteria to now include first time landlords who do...

Generation Z in the dark over home-owning

Research from Halifax has revealed a disjointed picture of home ownership among young people...

FTBs responsible for 81% of Help to Buy equity loans

Over the period since the launch of the Help to Buy: Equity Loan scheme...

Parents expect offspring to move back home to save for own home

Online mortgage broker Habito has found that parents are going to extreme lengths in order to...

High LTV mortgage choice “remains patchy”

AmTrust's latest Mortgage LTV Tracker continues to show that, while the rate differential between...

Newcastle Intermediaries revises FTB mortgage range

Newcastle Intermediaries has refreshed its range of mortgage products with a focus on first...

Halifax introduces £500 cashback offer

Halifax is offering first-time buyers, homemovers and those who remortgage from another lender £500...

Stamp duty changes boost millennial deposit hopes

58% of millennials currently saving for a house deposit are more confident in their...

Barclays Mortgages unveils 1.28% two-year fix

Barclays Mortgages is launching a two-year fixed rate and cutting rates across a number of its...

COMMENT

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Why the government’s housing ambitions won’t fix the affordability crisis

With the bidding open for the government’s £39bn Social and Affordable Homes Programme - the main pillar of its long-term housing strategy - homebuying...

Latest news

Mortgage industry bodies launch new ED&I survey

AMI and IMLA have launched a new industry-wide survey aimed at measuring progress on...

Landbay turns to broker education as Renters’ Rights Act reforms approach

Landbay is set to host a broker-focused webinar examining the implications of the Renters’...

Fleet cuts five-year buy-to-let fixes and widens 75% LTV options

Fleet Mortgages has cut pricing on selected five-year fixed buy-to-let products and expanded its...

HSBC UK cuts mortgage rates by up to 25bps across residential and buy-to-let range

HSBC UK has reduced mortgage rates across parts of its residential and buy-to-let range,...

PROFILES