First-time buyers

Aldermore targets first-time buyers with product changes

Aldermore has cut rates on its high loan to value (LTV) range by up...

TML removes credit score cascade

The Mortgage Lender (TML) has made a number of changes to its product offering. It...

First-time buyers fixing for longer

Accord Mortgages has reported that first-time buyers are fixing their mortgage for longer than...

Rebrand for the Hanley Economic

The Hanley Economic Building Society has refreshed its branding after a consultation period amongst members, intermediaries,...

Growth in number of small deposit mortgages

E.surv has reported a positive start to 2018 for the UK mortgage market, with...

Collapse in home ownership amongst the young

The Institute for Fiscal Studies (IFS) has found that today’s young adults are significantly...

New intermediary range from Bank of Ireland UK

Bank of Ireland UK has made changes across its residential, First Start and buy-to-let...

Weaker December figures for mortgage lending

UK Finance has revealed that mortgage lending for first-time buyers, home movers and buy-to-let...

Newcastle Intermediaries added to PTFS panel

Newcastle Intermediaries is joining Personal Touch Financial Solutions' lending panel. Newcastle Intermediaries offers a range of...

New Help to Buy: ISA from the West Brom

The West Brom Building Society has added a Help to Buy: ISA to its range...

The Teachers introduces saving account for prospective FTBs

The Teachers Building Society has launched a new home saver account designed exclusively for teachers....

The Buckinghamshire scraps fees for FTBs

The Buckinghamshire Building Society has removed the product fee and the application fee from...

The stamp duty conundrum

I’ve often thought that if stamp duty land tax didn’t exist, those within industry/economic/regulatory/political...

Average deposit doubles in a decade to £33,339

The number of first-time buyers is estimated to have totalled 359,000 in 2017, while those...

COMMENT

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Why the government’s housing ambitions won’t fix the affordability crisis

With the bidding open for the government’s £39bn Social and Affordable Homes Programme - the main pillar of its long-term housing strategy - homebuying...

Latest news

The 4.3 million borrowers your pipeline is probably missing

There are 4.3 million self-employed workers in the UK and nearly one in five...

Mortgage industry bodies launch new ED&I survey

AMI and IMLA have launched a new industry-wide survey aimed at measuring progress on...

Landbay turns to broker education as Renters’ Rights Act reforms approach

Landbay is set to host a broker-focused webinar examining the implications of the Renters’...

Fleet cuts five-year buy-to-let fixes and widens 75% LTV options

Fleet Mortgages has cut pricing on selected five-year fixed buy-to-let products and expanded its...

PROFILES