First-time buyers

Small fall in mortgage approval numbers

E.surv has reported that February's mortgage approvals were 1.25% lower than in January 2018...

Halifax unveils £750 cashback offer

Halifax is offering £750 cashback to first time buyers, home movers and those who...

95% LTV: looking behind the figures

There are a whole raft of ways in which we can judge the performance...

10-year high for mortgage affordability

Halifax has reported that mortgages in the UK have reached their most affordable level...

Remortgaging in January reaches a nine-year high

UK Finance has reported that the number of remortgages in January 2018 reached a...

The Leeds extends shared ownership funding

The Leeds Building Society is to offer extra support for affordable housing and help...

New Barclays mortgages for FTBs and home movers

Barclays is cutting rates and launching new residential products. Changes include launching three new fee...

New 95% LTV deals from Newcastle Intermediaries

Newcastle Intermediaries has revamped its range of 95% LTV mortgages, with rate cuts on...

Virgin Money expands shared ownership proposition

Following its launch in London, the South West and South East, Virgin Money has expanded...

New 95% LTV deals from Sainsbury’s Bank

Sainsbury’s Bank is extending its mortgage range with the launch of four new 95%...

PM’s housing threats “unhelpful and misguided”, say councils

The Prime Minister has warned developers who are too slow to build houses that...

Equity stake of £86,000 helps get that second home

Lloyds Bank has reported that first-time sellers see potential interest rate rises as their...

Newcastle Intermediaries joins Paradigm panel

Paradigm Mortgage Services has added Newcastle Intermediaries to its mortgage lender panel. Member firms of the...

It really is harder for today’s first-time buyers

Whenever there is a debate about the difficulties younger people have today in purchasing...

COMMENT

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Why the government’s housing ambitions won’t fix the affordability crisis

With the bidding open for the government’s £39bn Social and Affordable Homes Programme - the main pillar of its long-term housing strategy - homebuying...

Latest news

The Market Harborough reaches £1m community funding milestone

Market Harborough Building Society said it has committed £1 million to community causes over...

Accord publishes broker guide on recognising economic abuse in mortgage cases

Accord has published a new guide for mortgage brokers on how to identify and...

CHL completes £5m portfolio refinance as lender navigates time-sensitive case

CHL Mortgages has completed a £5 million refinance across 10 buy-to-let properties in south...

The 4.3 million borrowers your pipeline is probably missing

There are 4.3 million self-employed workers in the UK and nearly one in five...

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