First-time buyers

Number of first-time buyers outstrip house movers

The latest Lloyds Bank Homemover Review has revealed that the number of people moving...

L&G to distribute the Marsden’s Family Step range

The Marsden Building Society has teamed up exclusively with Legal and General to offer...

Yorkshire the top location for small deposit borrowers

E.surv has reported that the stable performance of the UK mortgage market during May...

The Skipton moves into 95% LTV market

The Skipton Building Society is now offering 95% mortgages. It believes the launch could provide...

Half of Scots don’t believe they will buy their own home

48% of Scots feel that they will never buy their own home, with 29%...

‘Pre-summer boost’ seen for UK mortgage market

UK Finance has reported that there were 32,200 new first-time buyer mortgages completed in...

FTBs not taking up Lifetime ISA opportunity

OneFamily research has revealed of the 7.4 million first-time buyers in the UK eligible...

Accord cuts 95% LTV rates

Accord Mortgages has cut rates by up to 0.40 percentage points on two and...

Platform cuts Help to Buy rates

Platform has reduced the interest on select Help to Buy mortgages. The range from the intermediary...

The Mansfield unveils ERC free shared ownership mortgage

The Mansfield Building Society has launched a discounted variable rate shared ownership mortgage with...

Vida Homeloans joins Joint Borrower Sole Proprietor market

Vida Homeloans has launched its Helping Hand product to assist parents in getting their...

Home owning cheaper than renting everywhere in the UK

Potential first-time buyers would have lower monthly outgoings if they bought a home rather...

Change is inevitable for first time buyers

The mortgage/housing market can seem a particularly daunting one for anyone, regardless of their...

Coventry for Intermediaries changes affordability model

Coventry for Intermediaries has altered its affordability model to help more residential clients. It says...

COMMENT

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Why the government’s housing ambitions won’t fix the affordability crisis

With the bidding open for the government’s £39bn Social and Affordable Homes Programme - the main pillar of its long-term housing strategy - homebuying...

Latest news

First-time buyers turning to side hustles to bridge deposit gap

Almost half of aspiring first-time buyers are using secondary income streams to help fund...

Vida cuts residential rates and loosens criteria for self-employed and contractor borrowers

Vida has reduced selected residential mortgage rates by up to 106 basis points and...

Iress adds AI underwriting tool to The Exchange in protection push

Iress has struck a deal with The Interesting Life Company to offer an AI-powered...

Property firms still relying on manual checks as AI fraud risk grows

More than half of identity verification checks in UK finance and property businesses are...

PROFILES