First-time buyers

Fewer ‘dinner party landlords’ predicted

Changes hitting buy-to-landlords, such as a rise in stamp duty for additional homes and...

Brits still confident about owning property

A massive majority of the UK population believe that they will eventually be able to invest...

House prices up 8.3% year-on-year

The Land Registry's July data shows an annual price increase of 8.3%, which takes...

Equity release funding family deposits

Almost one in three equity release customers are using cash to fund deposits for...

Aldermore cuts Help to Buy rates

Aldermore is reducing rates on its Help to Buy: mortgage guarantee offering. The lender...

July approvals down 5% year-on-year

The latest Mortgage Monitor from e.surv has reported that 65,907 mortgage approvals (seasonally adjusted) were issued...

Accord gifting homebuyers on behalf of their broker

Accord Mortgages is welcoming borrowers into their new home with a surprise gift sent on...

Signs of optimism in homeowner aspirations

Homeowners are gradually starting to feel more optimistic about the time it will take...

Virgin Money cuts BTL, H2B and residential rates

Virgin Money has made a number of rate reductions on selected products across its core...

Ingard adds mutual pair to lender panel

Ingard has added National Counties and the Family Building Society to its panel of lenders....

The Hinckley & Rugby offers joint borrower sole proprietor mortgages

The Hinckley & Rugby Building Society is now offering joint borrower sole proprietor mortgages...

London FTBs claim “mortgage terror”

According to research by YouGov and digital mortgage broker Habito, Londoners are the most...

FTBs paying high price for DIY disasters

First time buyers are buying cheaper properties that need renovating and undertaking the work...

Average first-time buyer age is now 37

21% of prospective buyers aged 18-34 say that, following this month’s interest rate cut,...

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COMMENT

Economic uncertainty weighing on business borrowers

Taken as a whole, Atom bank’s SME Pulse for Q2 shows the current robust health of demand in the commercial market. Around 95% of the...

Could a move to ‘enhanced advice’ also mean mandatory protection conversations?

The FCA’s recent Mortgage Market Discussion Paper (DP25/2) has got the industry talking about ‘enhanced advice’ – an idea that certain customers, such as...

Take off the rose-tinted glasses and stop chasing a rate cut

Every six weeks the financial world raises its eyebrows at the prospect of a rate cut, causing celebration when the Monetary Committee duly obliges. There...

URGENT! AI Is coming for you. Or maybe not…

I’ll try to make this as straight to the point as I can. The way that your prospective customers find you via online search...

Mind the gap: Can mortgage advice change the game for protection?

Many industry insiders still talk about the UK protection gap and how vast it is. The numbers speak for themselves with the estimated value of...

Latest news

Rising cost of living could stall housing market activity

The rising cost of living remains the most pressing concern for Britons and could...

The Mortgage Works cuts switcher rates for existing landlords

The Mortgage Works has announced reductions of up to 0.25 percentage points on selected...

Homeowners stay put as remortgaging nears parity with home purchases

Britain’s homeowners are increasingly choosing to refinance rather than move, with remortgage activity now...

Co-operative Bank in sub-4% mortgage arena following rate cuts 

The Co-operative Bank for Intermediaries has reduced selected residential and buy-to-let mortgage rates, bringing...