First-time buyers

24% annual rise in FTB transactions

The number of completed first-time buyer transactions increased to 31,300 in November, according to...

Lloyds extends cashback offer

Lloyds Bank has extended its existing £500 remortgage cashback offer to include its first-time...

New higher LTV deals from Virgin Money

Virgin Money has made changes to its mortgage range, including some higher LTV products designed...

Sales to FTBs fell by 10% in November

The National Association of Estate Agents (NAEA) has revealed that housing supply dipped and demand...

November lending up 3% on previous 6-month average

The latest Bank of England Money and Credit figures, have revealed that loan approvals...

Newbuild firm rapped over misleading ad

The Advertising Standards Authority (ASA) has upheld a complaint made against a property sales...

CML: 9% month-on-month rise in homemover loans

The Council of Mortgage Lenders (CML) has revealed that first-time buyers borrowed £4.6bn for...

Lowest seasonal dip in house prices for nine years

Rightmove has reported a seasonal 1.1% (-£3,120) dip in the price of property coming...

Buying cheaper than renting everywhere in the UK

Prospective first-time buyers would have lower monthly outgoings if they bought a property than...

NatWest to accept builders’ incentives with Help to Buy

NatWest Intermediary Solutions will now accept builder’s financial incentives of up to 5% of...

Rise in house purchase lending

The Autumn Statement accompanied a house purchase lending jump this November, but first-time buyers...

Festive bounce for first-time buyers

First-time buyer activity increased in November, according to latest research from Connells Survey &...

BoE: 8.5% rise in gross advances

The proportion of lending for house purchase in the third quarter of the year...

PM moves to expand shared ownership

David Cameron has announced reform of rules concerning shared ownership. He is looking to expand...

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Trump’s crazy tariffs could actually be good news for UK landlords

In an unexpected twist, Donald Trump’s return to the global stage with a fresh wave of tariffs could end up doing UK landlords a...

The business case for Artificial Intelligence

Artificial Intelligence (AI) has been part of the daily news agenda for a couple of years now and there are tremendous opportunities for the...

Rise of AI: from virtual assistants to strategic value

Artificial Intelligence is transforming industries. It’s streamlining operations, creating new possibilities. The shift is no longer theoretical, even in the mortgage industry; it’s now...

Imposter syndrome & anxiety: how nutrition and lifestyle can help

Have you ever felt like a fraud, despite your achievements? Like you don’t truly deserve your success, and at any moment, someone will find...

Don’t knock 100% mortgages – they’re viable and necessary

I’ve read a lot of commentary over the past few weeks on the return of 100% mortgages – most of it filled with doom-laden...

Latest news

West One reduces residential mortgage rates by up to 30bps and introduces £1,000 cashback remortgage product

Specialist lender West One Loans has implemented a series of rate reductions across its...

Household credit creeps up as lenders point to more optimism… but at a cost

British households are borrowing more – and lenders are increasingly willing to let them...

Newcastle cuts shared ownership rates by up to 55bps

Newcastle for Intermediaries has announced rate reductions of up to 55 basis point s...

Paragon Bank promotes Tim Sweetman to national account role

Paragon Bank has appointed Tim Sweetman as its new mortgages national account manager, marking...