First-time buyers

New Help to Buy fixes from Accord Mortgages

Accord Mortgages has unveiled a new range of Help to Buy products. The range of...

NatWest returns to 90% LTV mortgage lending

NatWest has reintroduced a range of 90% loan to value (LTV) residential purchase mortgages...

Sales and rental markets remained resilient during 2020

Across 2020, the number of prospective buyers was the highest it has been over...

“Great news” about affordability gap

The affordability gap fell to a record low of 15% in November, according to...

Brokers increasing number of furloughed worker searches

Knowledge Bank’s monthly criteria index has revealed that in November 'furloughed workers’ returned to...

Accord unveils positive changes to 90% LTV offering

Accord Mortgages is reducing product fees to £495 (from £995) and launching a cashback...

TSB cuts range of residential rates

TSB Bank has reduced a number of rates within its residential mortgage range. First-time buyer...

Nationwide cuts 85% LTV two-year tracker rates

The Nationwide Building Society is cuts rates by 0.15 percentage points on its two-year fixed...

Deposit most popular reason for equity release gifting

Older homeowners used their property wealth to gift £530m to family and friends during...

Stark difference in average minimum and maximum loan amounts available

The average maximum loan available to mortgage borrowers in November was £278,145, while the...

New first-time buyer five-year fix from Virgin Money

Virgin Money has launched a new mortgage for first-time buyers. The Core product is fixed...

TSB makes selected residential rate reductions

TSB Bank has announced a number of changes to its residential range of mortgages. The...

Reliance Bank launches key worker mortgage range

Reliance Bank has updated its key worker mortgage product range. The bank says its range has...

Lenders’ caution behind rise in higher LTV costs

Mortgage Brain has revealed a substantial rise in the cost of borrowing for low-deposit...

COMMENT

Network recruitment called. The 1970s want their strategy back

I spend a lot of my time looking at growth. What does it cost? Is it sustainable? And are we creating value, or just...

Bank Rate holds again, but November is now firmly in focus

There may well have been a collective sigh of relief across the mortgage market when the Bank of England announced another Bank Base Rate...

Buy-to-let at 30: the mortgage that changed Britain’s housing market

John Heron helped create buy-to-let when landlords had almost nowhere to turn for finance. Thirty years later, he and Paragon Bank's Louisa Sedgwick reflect...

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

Latest news

ModaMortgages cuts rates with limited edition buy-to-let range

ModaMortgages has launched a limited edition buy-to-let range with rates reduced by up to...

First-time buyers face confidence gap as unexpected costs and delays mount

Nine in 10 first-time buyers believe they understand the home-buying process before starting, but...

Family BS hires Paul Ormonde for Central London broker role

Family Building Society has appointed Paul Ormonde as a business development manager covering Central...

LendInvest raises £300m through latest Mortimer securitisation

LendInvest has completed its eighth Mortimer residential mortgage-backed securitisation, securing £300 million of funding...

PROFILES