First-time buyers

Precise Mortgages’ MCD upgrade is completed

DPR Consulting has completed a systems upgrade for Precise Mortgages. The update provides compliance with...

CML: gross lending to steadily increase over next 24 months

In December 2015 first-time buyers borrowed £4.5bn for home-owner house purchase, up 7% on...

Hotel of Mum and Dad staying open for longer

15% of adults are taking an extended stay at the ‘Hotel of Mum and...

21% don’t think they will ever be able to afford a home

A first time buyer buying their first house this year will have already spent £52,900...

Lending boosted by buy-to-let growth

Growth in buy-to-let mortgage approvals has taken home lending to its highest peak in...

Accord offering first time buyer cashback

Accord Mortgages is offering first-time buyers an extra £500 cashback when they complete on...

First Help to Buy ISA completion for the Nationwide

The Nationwide Building Society has seen the first mortgage completion by its Help to Buy...

TSB announces rate changes

TSB has reduced residential mortgage rates on a range of its mortgages with larger deposits...

FTB cashback offer from the Yorkshire

The Yorkshire Building Society is offering first-time buyers an extra £500 cashback when they complete on...

New higher LTV two-year deals from Accord Mortgages

Accord Mortgages has launched a range of two-year fixed rate products for borrowers with...

Aldermore enters HTB London scheme

Aldermore has launched a London Help to Buy mortgage. Under the scheme, the Bank...

NatWest & RBS to offer HTB London deals

NatWest and Royal Bank of Scotland have become the latest lenders to support the government’s...

Barclays outlines HTB London offering

Barclays is introducing a range of new shared equity products to support the official launch...

FTB growth steady despite winter slowdown

There was a tradition fall in the number of first-time buyers between November and...

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COMMENT

Trump’s crazy tariffs could actually be good news for UK landlords

In an unexpected twist, Donald Trump’s return to the global stage with a fresh wave of tariffs could end up doing UK landlords a...

The business case for Artificial Intelligence

Artificial Intelligence (AI) has been part of the daily news agenda for a couple of years now and there are tremendous opportunities for the...

Rise of AI: from virtual assistants to strategic value

Artificial Intelligence is transforming industries. It’s streamlining operations, creating new possibilities. The shift is no longer theoretical, even in the mortgage industry; it’s now...

Imposter syndrome & anxiety: how nutrition and lifestyle can help

Have you ever felt like a fraud, despite your achievements? Like you don’t truly deserve your success, and at any moment, someone will find...

Don’t knock 100% mortgages – they’re viable and necessary

I’ve read a lot of commentary over the past few weeks on the return of 100% mortgages – most of it filled with doom-laden...

Latest news

West One reduces residential mortgage rates by up to 30bps and introduces £1,000 cashback remortgage product

Specialist lender West One Loans has implemented a series of rate reductions across its...

Household credit creeps up as lenders point to more optimism… but at a cost

British households are borrowing more – and lenders are increasingly willing to let them...

Newcastle cuts shared ownership rates by up to 55bps

Newcastle for Intermediaries has announced rate reductions of up to 55 basis point s...

Paragon Bank promotes Tim Sweetman to national account role

Paragon Bank has appointed Tim Sweetman as its new mortgages national account manager, marking...