First-time buyers

New intermediary exclusives from Virgin Money

Virgin Money has revised its mortgage range, with the launch of new intermediary exclusive two-year...

New FTB rates from TSB Bank

TSB Bank has introduced a range of mortgages for first time buyers, with no product fees...

September approvals down year-on-year

60,011 house purchase mortgages (seasonally adjusted) were approved in September, according to the latest...

Fall in sales to first-time buyers

The National Association of Estate Agents' (NAEA) September Housing Market has revealed that the...

The debate around deposit-raising

2016 has certainly been an intriguing and, to some extent, disturbing year to get...

Saga lobbies Hammond over downsizing

Saga has written to the Chancellor proposing a range of reforms designed to free...

September gross lending up 2% year-on-year

The Council of Mortgage Lenders (CML) has estimated that gross mortgage lending reached £20.5...

Vast majority still seek homeownership

Home-ownership remains firmly in place as the nation's overwhelming preference and aspiration, and not...

‘Second stepper’ confidence on the rise

Nearly 40% of the UK's first time homeowners are planning to take their second...

Saffron For Intermediaries unveils fixed rate trio

Saffron For Intermediaries has launched three fixed rate deals for homeowners and first time buyers. There...

What succeeds Help to Buy 2?

If you were to ask most mortgage market practitioners, what has been the government’s...

New 90% deals from Accord

Accord Mortgages is launching a range of new 90% loan-to-value (LTV) mortgages and reducing...

11% year-on-year rise in house purchase borrowing

The Council of Mortgage Lenders (CML) has reported that homeowners borrowed £12.2bn for house purchase...

Younger budgeting more, older less

Despite a slight annual increase in the number of people who formally budget, 53%...

Latest POLL

COMMENT

Economic uncertainty weighing on business borrowers

Taken as a whole, Atom bank’s SME Pulse for Q2 shows the current robust health of demand in the commercial market. Around 95% of the...

Could a move to ‘enhanced advice’ also mean mandatory protection conversations?

The FCA’s recent Mortgage Market Discussion Paper (DP25/2) has got the industry talking about ‘enhanced advice’ – an idea that certain customers, such as...

Take off the rose-tinted glasses and stop chasing a rate cut

Every six weeks the financial world raises its eyebrows at the prospect of a rate cut, causing celebration when the Monetary Committee duly obliges. There...

URGENT! AI Is coming for you. Or maybe not…

I’ll try to make this as straight to the point as I can. The way that your prospective customers find you via online search...

Mind the gap: Can mortgage advice change the game for protection?

Many industry insiders still talk about the UK protection gap and how vast it is. The numbers speak for themselves with the estimated value of...

Latest news

Newcastle for Intermediaries removes age cap on standard repayment mortgages

Newcastle for Intermediaries has abolished the maximum age limit for the repayment of standard...

Rising cost of living could stall housing market activity

The rising cost of living remains the most pressing concern for Britons and could...

The Mortgage Works cuts switcher rates for existing landlords

The Mortgage Works has announced reductions of up to 0.25 percentage points on selected...

Homeowners stay put as remortgaging nears parity with home purchases

Britain’s homeowners are increasingly choosing to refinance rather than move, with remortgage activity now...