First-time buyers

Prime time for first-time buyers

With the football season now well under way, and the transfer window firmly closed,...

First-time buyers remain dominant in driving housing activity

Lloyds Bank has reported that the number of people moving home increased for the...

First-time buyer numbers close to pre-crash levels

The Yorkshire Building Society has calculated that the number of people buying their first...

Small fall in first-time buyer mortgages in June

UK Finance has reported that there were 32,760 new first-time buyer mortgages completed in...

Accord improves 95% LTV offering

Accord has increased the cashback offered on its range of 95% loan to value...

Newcastle Intermediaries unveils 95% LTV deal at 2.90%

Newcastle Intermediaries has introduced a 95% LTV mortgage at 2.90% and refreshed end dates...

Vida Homeloans unveils new Help to Buy range

Vida Homeloans has introduced a new range of Help to Buy specialist mortgage products...

Intervention needed to keep homeownership dream alive

Santander Mortgages has warned that the dream of homeownership for middle-income Britain, individual buyers...

NAEA: housing market “still stronger than expected”

The National Association of Estate Agents (NAEA) has reported that the number of house...

AmTrust sees large increase in deposits and loans required by FTBs

AmTrust has reported that there has been a significant increase in the cost of...

FTBs in the South East most stretched in country, despite higher salaries

Homeowners in the North of England are 'the best-off in Britain', with more disposable...

What could a Johnson premiership mean for the housing market?

You get the sense that – however long the Boris Johnson Premiership might last...

PMS and Sesame offer two Help to Buy Kensington exclusives

PMS Mortgage Club and Sesame Network have launched two new Help to Buy exclusives...

First-time buyer confidence remains high

UK Finance's Mortgage Trends Update for May 2019 has revealed that there were 30,720 new...

COMMENT

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage advisers, brokers, and, increasingly, customers directly. One thing comes up time...

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Latest news

CHL cuts buy-to-let rates by up to 25bps

CHL Mortgages has reduced rates across its short-term let and limited edition buy-to-let ranges. The...

Darlington cuts rates across buy-to-let and specialist ranges

Darlington Building Society has reduced mortgage rates by up to 50bps across its buy-to-let,...

HTB backs £2.4m Mitcham scheme

Hampshire Trust Bank has provided a £2.4m development finance facility for a mixed-use scheme in...

The Mansfield reports record mortgage lending for second year running

Mansfield Building Society has reported record mortgage lending for the second successive year, after...

PROFILES