Foundation Home Loans has expanded its buy-to-let range with a series of new fixed-fee products and a green short-term let option.
The intermediary-only specialist lender has introduced three five-year fixed-rate products within its F1 and F2 ranges. The F1 range is designed for borrowers with an almost clean credit history, while F2 caters to those financing more complex property types.
The new products include a five-year fix at 5.49% with a £4,995 fee for F1 borrowers, a 5.64% option with a £7,995 fee for F2 HMO properties, and a 5.74% version, also with a £7,995 fee, for F2 multi-unit freehold blocks (MUFBs). All are available up to 75% loan-to-value and carry a minimum loan size of £300,000.
Alongside these additions, Foundation has also launched a green five-year fixed product for short-term lets, priced at 6.09% up to 75% LTV, with a 1.25% fee and £500 cashback. The product is restricted to properties with an EPC rating of A to C.
The lender said the new range builds on its growing presence in complex sectors of the buy-to-let market, particularly HMOs, MUFBs, and short-term lets, while offering brokers more transparent pricing options.
These updates follow rate reductions announced last week across Foundation’s core and limited-edition holiday let ranges, part of its wider effort to strengthen support for landlords operating in specialist areas of the market.
Tom Jacob, director of product at Foundation Home Loans, said:“We continue to evolve our buy-to-let range in response to what brokers and their landlord clients are telling us.
“The new select fixed fee products have been designed to deliver even greater flexibility across some of our most popular product ranges, while the introduction of a green short-term let option reflects our ongoing commitment to supporting landlords investing in energy-efficient property.”
He added:“As we approach the end of 2025, our focus remains on maintaining strong broker relationships and ensuring our products continue to meet the needs of a specialist market that values choice, consistency, and common-sense lending.”
