Features

ADVICE: considering one’s options

Phil Whitehouse, head of The Mortgage Alliance (TMA), offers some advice for those intermediaries...

COMMENT: intermediary market continues to rebuild

We're all moving in the right direction, claims Guy Garrard, head of business development...

COMMENT: seeking the high ground

High net worth clients are worth the effort in finding, writes Phil Whitehouse, head...

COMMENT: Don’t risk reputational damage

Could you handle an FSA fine, asks Bob Young, managing director of Capital Home...

COMMENT: Don’t ban non-income verified mortgages

There is still a place for self-certification in the mortgage market, argues Guy Garrard,...

COMMENT: Don’t be ignorant about issues throughout the chain

Brokers should consider joining online agents, says Harpal Singh, managing director of Conveyancing Alliance...

COMMENT: take another look at secured loans

The answer is right in front of your eyes, says Dave Pinnington, business development...

COMMENT: new lenders – fact or fiction?

Which rumoured new lending propositions will actually come to fruition, asks Guy Garrard, head...

COMMENT: plenty of reasons to be optimistic

Doom and gloom? It's not the way I see it, says Eddie Goldsmith, senior...

COMMENT: anger over FSA fee hikes justified

Brokers are rightly aggrieved by FSA fees, argues Phil Whitehouse, head of The Mortgage...

COMMENT: FSA regulation will hinder buy-to-let revival

Bob Young, managing director of Capital Home Loans, doubts the FSA will resist regulating...

ADVICE: Working 9 to 5 (and beyond)

Dean Jones, head of paaleads.com, looks at changing working patterns Without wishing to come across...

ADVICE: working with dual pricing

Kevin Paterson, sales and marketing director at Assurant Intermediary, looks at different ways to...

COMMENT: will commercial inherit the mainstream market improvement?

Guy Garrard, head of business development at Tiuta, looks at the commercial mortgage market It's...

COMMENT

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal...

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

PROFILES