Features

95% LTV: looking behind the figures

There are a whole raft of ways in which we can judge the performance...

Not what it seems

A friend recently asked me if I could have a word with his brother-in-law,...

Problems with free legals have not gone away

In this business, issues which at one point seemed incredibly important often get resolved...

The ‘professionalisation’ of buy-to-let is dominant

Sporting contests are often described as a ‘game of two halves’ which tends to...

It really is harder for today’s first-time buyers

Whenever there is a debate about the difficulties younger people have today in purchasing...

Closing the window on cyber threats

It’s no secret that small businesses are often over-stretched with their workload. That’s the...

Don’t be apathetic about protection

The ‘protection gap’ is often mentioned but, as time passes, there seems little progress...

Saving and spending

While we are working, we earn money; we spend some of that money, and...

Softly softly approach to secured loans

2017 was a strong year for second charge loans and while we wait for...

Tackling the construction skills shortage is only the first step

It’s no secret that there is a skills shortage in the construction sector. It...

Ex-pat buy-to-let mortgages an opportunity for brokers 

Ex-pat mortgages were back in the news recently when challenger bank, Aldermore, launched a...

The stamp duty conundrum

I’ve often thought that if stamp duty land tax didn’t exist, those within industry/economic/regulatory/political...

Will the naysayers be proved wrong once again?

If you’re looking for any sort of respite from a news agenda firmly focused...

How brokers can improve the conveyancing process

Ask most mortgage professionals what drives a case and you would probably get the...
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COMMENT

Commonhold and Leasehold Reform

With great power comes great responsibility

There has been a huge amount in the press about the “feudal” system of leasehold and how the government’s revitalised commonhold will fix all...

Don’t rein me in

For many years, major financial institutions and large retailers have understood the benefits of presenting their customers with complementary products alongside their core offering. Banks...

More questions now surround the home moving digital journey

The Ministry of Housing, Communities and Local Government (MHCLG) has published its highly anticipated Home Buying and Selling Reform Roadmap, representing the most aggressive...

Stability has value: why the latest Bank Base Rate hold matters

The Bank of England's decision to maintain Bank Base Rate (BBR) at 3.75% may not have generated the excitement that often accompanies a rate...

If you motivate an idiot you just get stupid things done quicker

There's a lot of excitement about artificial intelligence in the mortgage industry right now. Nearly nine in 10 mortgage brokers want technology to play...

Latest news

Appointments

Skipton Group appoints group chief internal auditor

Skipton Group has appointed Caroline Dale as its new group chief internal auditor, with...
Conveyancing

DC Law passes 10,000 Trustpilot reviews with ‘Excellent’ customer rating

DC Law has exceeded 10,000 customer reviews on Trustpilot while maintaining an ‘Excellent’ rating...
Trackers

Family Building Society launches BoE tracker mortgages

Family Building Society has launched a new range of Bank of England tracker mortgages...
Repricing

The Mortgage Works cuts buy-to-let rates

The Mortgage Works has reduced buy-to-let mortgage rates by up to 0.25 percentage points...

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