Family BS unveils two-year limited company BTL fix at 4.69%

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The Family Building Society has introduced a new two-year fixed rate for limited company buy-to-let borrowers, priced at 4.69% and available up to 75% loan-to-value.

The mutual has launched the product for both purchase and remortgage applications, with the rate available on an interest-only and capital and interest repayment basis.

The deal carries a 2.00% product fee, subject to a minimum of £1,500, and includes £500 cashback on remortgage cases. Lending is available up to 75% loan-to-value.

The new two-year limited company buy-to-let fixed rate sits alongside what the lender describes as recent improvements to its buy-to-let affordability calculator, aimed at supporting landlord clients.

The move comes as landlords continue to weigh shorter-term fixed rates against longer-term certainty, amid ongoing market volatility and shifting funding costs.

Darren Deacon, head of intermediary sales at Family Building Society, said: “The launch of this new two-year product, alongside the recent significant improvements to our buy-to-let affordability calculator, demonstrates our continual commitment to UK landlords both here and abroad.

“It may be an uncertain time at the moment with nervous financial markets continually reflecting on world events, but at least our range of two-year products offer landlords a degree of short-term certainty.”

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