Debt

Expected levels of student debt at record levels

There has been another year-on-year increase in students’ overall estimated debt, according to the fifth...

Start saving early to ease kids’ university debts

Research has found that professionals would like to help to keep their child’s student debts...

50% fall in second charge repossession figures

Latest data from the Finance & Leasing Association (FLA) show that the number of...

Ex-couples still hit by debt

Failed relationships have put over two million Brits in debt by ex-partners, who are...

Repossession rate continues to fall

Latest data from the Council of Mortgage Lenders (CML) reveal that the repossession rate...

Bad debts still hitting 35% of SMEs

One in four small to medium sized enterprises (SMEs) in the UK suffered from...

Majority of people meeting debt repayments

People surveyed for the second Lloyds Bank Lending Report continue to feel upbeat when...

Summer sees remortgage lending gradually creeping up

35% of borrowers who remortgaged last month chose to increase the size of their...

Secured loans proving popular for debt consolidation

Clever Lending has revealed that 61% of its secured loan cases being used for...

House prices up 5.4% year-on-year

The Land Registry has said that June saw an annual house price increase of 5.4%. This...

Young people struggling with debt

A debt advisory firm has wanted that young adults are most likely to struggle...

More product choice needed to meet interest-only shortfalls

43% of advisers want to see more innovation on equity release lenders plans suitable...

Citizens Advice sees fall in payday loan problems

Latest figures reveal a steady decline in payday loan problems reported to Citizens Advice. The...

University unaffordable, parents say

With school leavers currently confirming their university places, many UK parents are now reviewing...

COMMENT

Underwriting: Are we saying “no” to the wrong risks?

Over the last two days I’ve talked about the size of the later life lending market and the knowledge gap that still exists around...

The blind spot: residential advisers and the over-55 customer

Yesterday I talked about the supportive nature of the equity release and later life lending community and the fact that collaboration is one of...

The uncomfortable truth about the later life lending market

The headlines around the latest Equity Release Council figures released this month all suggested growth. But I think we need to have an honest...

Are we actually set up to support first-time buyers?

After a summer spent thinking it over, this time of year is often the point where first time buyers decide whether they're going to...

Leasehold reform has a September window – will Burnham use it?

At the time of writing, the Commonhold and Leasehold Reform Bill still has no published First Reading date.  But is it imminent? Andy Burnham entered...

Latest news

Access FS mortgage business rises 46.8% in record July

Access Financial Services recorded its strongest month for mortgage business in July, with activity...

LiveMore launches mortgage podcast for brokers and advisers

LiveMore has launched a podcast series covering developments in the specialist and later-life lending...

Mortgage myths deter would-be first-time buyers

Misconceptions about mortgage eligibility may be prompting aspiring first-time buyers to abandon their plans...

Dudley Building Society publishes guide to trusts

Dudley Building Society has published a guide explaining how trusts can be used to...

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