Debt

Ex-couples still hit by debt

Failed relationships have put over two million Brits in debt by ex-partners, who are...

Repossession rate continues to fall

Latest data from the Council of Mortgage Lenders (CML) reveal that the repossession rate...

Bad debts still hitting 35% of SMEs

One in four small to medium sized enterprises (SMEs) in the UK suffered from...

Majority of people meeting debt repayments

People surveyed for the second Lloyds Bank Lending Report continue to feel upbeat when...

Summer sees remortgage lending gradually creeping up

35% of borrowers who remortgaged last month chose to increase the size of their...

Secured loans proving popular for debt consolidation

Clever Lending has revealed that 61% of its secured loan cases being used for...

House prices up 5.4% year-on-year

The Land Registry has said that June saw an annual house price increase of 5.4%. This...

Young people struggling with debt

A debt advisory firm has wanted that young adults are most likely to struggle...

More product choice needed to meet interest-only shortfalls

43% of advisers want to see more innovation on equity release lenders plans suitable...

Citizens Advice sees fall in payday loan problems

Latest figures reveal a steady decline in payday loan problems reported to Citizens Advice. The...

University unaffordable, parents say

With school leavers currently confirming their university places, many UK parents are now reviewing...

Micro-businesses not getting paid on time

In a poll carried out by YouGov on behalf of cloud accounting company FreeAgent,...

Children inheriting money worries from parents

31% of children have admitted they have worried about money, whilst a large number...

Rise in numbers of remortgagors increasing loan size

There was an increase of 4% in borrowers who remortgaged seeking to increase the...

COMMENT

Removing friction from the homebuying journey

One thing I keep hearing from our advisers is how much more work each case now generates, largely because so much of it involves...

Build, baby, build? Well we will need to fund more than the usual suspects

There was a noticeable sense of optimism at UKREiiF this year. That may sound surprising given the economic headwinds of recent years, but the...

Innovation in the lifetime mortgage market riding high

Innovation in the lifetime mortgage market has created real value for customers – there’s no excuse to ignore it. When a UK borrower reaches 55,...

How small and medium-sized lenders can fix the origination headache

We are constantly told that to fix the mortgage journey, we need to rip everything out and start again. That unless a lender replaces its...

A new PM brings a new opportunity to rethink housing policy

Politics, as it seems to do in recent times, has moved at remarkable speed over the last couple of weeks. In what feels like...

Latest news

National Friendly joins Primis panel

National Friendly's range of protection products are now available to advisers across the Primis...

‘AI challenges intermediation,’ warns FCA

The Financial Conduct Authority (FCA) has today released its long-awaited Mills Review, which sets...

Burnham’s property tax could hit mortgage lending, warns Maskells

A proposed proportional property tax backed by Andy Burnham could hit mortgage lending, tighten...

Des Moore joins Suffolk BS as non-executive director 

Des Moore, former Cumberland Building Society chief executive officer, will join the Suffolk Building...

PROFILES