Debt

Grandparents at risk of over-generosity

A new study by Investec Wealth & Investment has found that parents and grandparents who gift...

Funeral costs increases “almost in line with house price rises”

The cost of an average, basic funeral in the UK has increased by 3.9%,...

Two-year high for severe tenant arrears

The number of tenants seriously behind on rent has risen to the highest level...

Remortgagors driven by rate rise expectations

Nearly 30% of remortgagors now believe interest rates are going up, according to findings from...

Land Registry: slowest annual house price increase for two years

There was an annual price increase of 4.2% in August, which takes the average...

Over half think they’ll struggle with rate rises

52% of borrowers say they will struggle or fall behind with mortgage repayments when...

Younger generation increasingly hit by debt issues

A new report Citizens Advice has shown that the number of issues young people...

Renters more financially vulnerable than homeowners

Those families who rent their homes are less likely to have savings or protection...

Those who budget formally are happier than those who don’t

22% of people in the UK do not formally budget, admitting to having only...

East of England takes the lead in rent rises

The latest Buy-to-Let Index from Your Move and Reeds Rains has found that rents...

Money worries causing stress and depression

New research from the Fairbanking Foundation reveals that over the past five years, 45%...

Significant rise in number of families with problem debt

The number of households with problem debt has increased by 700,000 (28%) since 2012,...

Pensions guidance causing people to seek further help

27.3% of people who have had a face to face Pension Wise appointment in...

Government action on SME late payment not working

Despite attempts by the government to enforce a code for prompt payment and plans...

COMMENT

Underwriting: Are we saying “no” to the wrong risks?

Over the last two days I’ve talked about the size of the later life lending market and the knowledge gap that still exists around...

The blind spot: residential advisers and the over-55 customer

Yesterday I talked about the supportive nature of the equity release and later life lending community and the fact that collaboration is one of...

The uncomfortable truth about the later life lending market

The headlines around the latest Equity Release Council figures released this month all suggested growth. But I think we need to have an honest...

Are we actually set up to support first-time buyers?

After a summer spent thinking it over, this time of year is often the point where first time buyers decide whether they're going to...

Leasehold reform has a September window – will Burnham use it?

At the time of writing, the Commonhold and Leasehold Reform Bill still has no published First Reading date.  But is it imminent? Andy Burnham entered...

Latest news

Access FS mortgage business rises 46.8% in record July

Access Financial Services recorded its strongest month for mortgage business in July, with activity...

LiveMore launches mortgage podcast for brokers and advisers

LiveMore has launched a podcast series covering developments in the specialist and later-life lending...

Mortgage myths deter would-be first-time buyers

Misconceptions about mortgage eligibility may be prompting aspiring first-time buyers to abandon their plans...

Dudley Building Society publishes guide to trusts

Dudley Building Society has published a guide explaining how trusts can be used to...

PROFILES