Debt

Land Registry: slowest annual house price increase for two years

There was an annual price increase of 4.2% in August, which takes the average...

Over half think they’ll struggle with rate rises

52% of borrowers say they will struggle or fall behind with mortgage repayments when...

Younger generation increasingly hit by debt issues

A new report Citizens Advice has shown that the number of issues young people...

Renters more financially vulnerable than homeowners

Those families who rent their homes are less likely to have savings or protection...

Those who budget formally are happier than those who don’t

22% of people in the UK do not formally budget, admitting to having only...

East of England takes the lead in rent rises

The latest Buy-to-Let Index from Your Move and Reeds Rains has found that rents...

Money worries causing stress and depression

New research from the Fairbanking Foundation reveals that over the past five years, 45%...

Significant rise in number of families with problem debt

The number of households with problem debt has increased by 700,000 (28%) since 2012,...

Pensions guidance causing people to seek further help

27.3% of people who have had a face to face Pension Wise appointment in...

Government action on SME late payment not working

Despite attempts by the government to enforce a code for prompt payment and plans...

Expected levels of student debt at record levels

There has been another year-on-year increase in students’ overall estimated debt, according to the fifth...

Start saving early to ease kids’ university debts

Research has found that professionals would like to help to keep their child’s student debts...

50% fall in second charge repossession figures

Latest data from the Finance & Leasing Association (FLA) show that the number of...

Ex-couples still hit by debt

Failed relationships have put over two million Brits in debt by ex-partners, who are...

COMMENT

Mental health and the evolving role of mortgage advisers

Money worries rarely stay just about money. They affect sleep, confidence, relationships, and mental wellbeing - and for many people across the UK, mortgage...

Beyond the walk: Mortgage leaders talk mental health – part 16

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge finally came to an end on Friday last week as...

Why complex-income borrowers need more adviser support

The UK mortgage market has become more complex for borrowers, lenders and advisers alike. Higher rates, tighter affordability pressures and more varied working patterns...

Economic abuse: The warning signs every adviser should recognise

Taking out a joint mortgage is one of the most common ways for people to get onto the property ladder. For many, combining earning...

Beyond the walk: Mortgage leaders talk mental health – part 15

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge finally came to an end on Friday last week as...

Latest news

Santander cuts rates across higher LTV fixed and tracker mortgages

Santander has reduced rates across a range of first-time buyer, home mover and remortgage...

West One raises core income multiples to 5.5 times

West One has increased loan-to-income limits across its core residential mortgage range and improved...

Equity Release Group launches adviser network

Equity Release Group has launched a specialist adviser network aimed at helping firms expand...

Gen H puts underwriters on front line of broker enquiries

Gen H has restructured its sales and underwriting teams in a move designed to...

PROFILES