Debt

2016 Christmas costs revealed

Brits intend to spend £1,484 each this festive season, according to annual research from...

Clever Lending and Lowry Capital save client £1.2m

Clever Lending says it helped save a corporate borrower in a debt reduction deal from their...

Rise in number expecting 2017 rate rise

23% of remortgagors now expect a rate rise in the next year, according to...

SMEs need better protection against late payers

Hundreds of thousands of small and medium-sized enterprises (SMEs) have not been protected from...

Mortgage arrears still at 20-year low

The Council of Mortgage Lenders (CML) has reported that the overall arrears rate in...

Fall in second charge mortgage repossessions

Latest figures from the Finance & Leasing Association (FLA) show that the number of second-charge mortgage...

FCA concerned by ‘high risk’ sector appetite

Lynda Blackwell, mortgage sector manager at the Financial Conduct Authority (FCA), says the regulator...

Debt consolidation still main reason for loan

Debt consolidation remains the top reason that people apply for a loan, with 47%...

Citizens Advice sounds warning over guarantor loans

An increasing number of people are struggling with debts for guarantor loans and rent to...

Variable incomes causing debt problems

Research carried out by Debt Advisory Centre has revealed how the growing numbers of people whose incomes...

Payday lender in £34m customer redress action

Payday firm CFO Lending is to provide over £34 million of redress to more...

Londoners leaving home at risk of debt

New research from Weroom, the flatsharing marketplace, reveals that the annual exodus of people...

Citizens Advice: payday lenders still failing borrowers

Citizens Advice has revealed that its research shows that certain payday lenders are still failing...

Claims firm rapped over misleading tweet

A claims management firm has been warned by the Advertising Standards Authority (ASA) over...

COMMENT

Mental health and the evolving role of mortgage advisers

Money worries rarely stay just about money. They affect sleep, confidence, relationships, and mental wellbeing - and for many people across the UK, mortgage...

Beyond the walk: Mortgage leaders talk mental health – part 16

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge finally came to an end on Friday last week as...

Why complex-income borrowers need more adviser support

The UK mortgage market has become more complex for borrowers, lenders and advisers alike. Higher rates, tighter affordability pressures and more varied working patterns...

Economic abuse: The warning signs every adviser should recognise

Taking out a joint mortgage is one of the most common ways for people to get onto the property ladder. For many, combining earning...

Beyond the walk: Mortgage leaders talk mental health – part 15

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge finally came to an end on Friday last week as...

Latest news

Santander cuts rates across higher LTV fixed and tracker mortgages

Santander has reduced rates across a range of first-time buyer, home mover and remortgage...

West One raises core income multiples to 5.5 times

West One has increased loan-to-income limits across its core residential mortgage range and improved...

Equity Release Group launches adviser network

Equity Release Group has launched a specialist adviser network aimed at helping firms expand...

Gen H puts underwriters on front line of broker enquiries

Gen H has restructured its sales and underwriting teams in a move designed to...

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