Debt

Harrington Brooks received FCA authorisation

Personal insolvency provider Harrington Brooks has secured full authorisation from the Financial Conduct Authority (FCA)....

Average amount owed per adult up 5%

UK consumer debt now stands at £240 billion, according to MoneySuperMarket. 73% of UK adults say they currently have...

Money makes the world go round

That famous song performed by Liza Minnelli in the 1972 film Cabaret isn’t quite...

Retirement debt back on the rise

Prudential has found that the proportion of people retiring in debt this year is at...

Equifinance sees changing customer profile

Second charge mortgage lender Equifinance says the profile for customers taking out a second...

Land Registry: average property value now £236,424

The Land Registry's UK House Price Index for December shows an annual price increase of...

Repossessions at 35-year low

The Council of Mortgage Lenders (CML) has reported that the number of properties taken...

New associate member for ASTL

Begbies Traynor has become the latest associate member to join the Association of Short...

Seconds “helping with growing debt concerns”

Clever Lending has reported a noticeable rise in broker enquiries on behalf of clients...

Large demand for debt consolidation loans

More than 180,000 people across the UK could take out personal loans for debt...

Medium-sized businesses hit hardest by late payments

61% of invoices issued by UK small and medium sized enterprises (SMEs) remain unpaid...

More over-55s expect to take debt into retirement

More 2 Life has found that 40% of Britons over the age of 55 will still...

Landlord arrears half that of homeowners

UK homeowners are more than twice as likely as landlords to be in arrears,...

FCA focussing on high-cost credit and overdrafts

The Financial Conduct Authority (FCA) is seeking evidence and feedback to further inform its...

COMMENT

Mental health and the evolving role of mortgage advisers

Money worries rarely stay just about money. They affect sleep, confidence, relationships, and mental wellbeing - and for many people across the UK, mortgage...

Beyond the walk: Mortgage leaders talk mental health – part 16

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge finally came to an end on Friday last week as...

Why complex-income borrowers need more adviser support

The UK mortgage market has become more complex for borrowers, lenders and advisers alike. Higher rates, tighter affordability pressures and more varied working patterns...

Economic abuse: The warning signs every adviser should recognise

Taking out a joint mortgage is one of the most common ways for people to get onto the property ladder. For many, combining earning...

Beyond the walk: Mortgage leaders talk mental health – part 15

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge finally came to an end on Friday last week as...

Latest news

Santander cuts rates across higher LTV fixed and tracker mortgages

Santander has reduced rates across a range of first-time buyer, home mover and remortgage...

West One raises core income multiples to 5.5 times

West One has increased loan-to-income limits across its core residential mortgage range and improved...

Equity Release Group launches adviser network

Equity Release Group has launched a specialist adviser network aimed at helping firms expand...

Gen H puts underwriters on front line of broker enquiries

Gen H has restructured its sales and underwriting teams in a move designed to...

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