Commercial

UTB backs plant hire firm with £900,000 asset finance facility

United Trust Bank has provided a £900,000 asset finance facility to a plant hire...

Commercial lenders insist human relationships still underpin the market

The commercial mortgage market remains firmly rooted in relationships, despite the growing influence of...

OSB Group begins search for new CEO as Andy Golding prepares to retire

OSB Group has begun the search for a new chief executive after Andy Golding...

SMEs urge tax and cost cuts ahead of Autumn Budget as confidence wavers

New research from Paragon Bank suggests that while small and medium-sized enterprises still broadly...

Time Finance strengthens South East presence with senior hire

Time Finance has expanded its reach across London and the South East with the...

LHV Bank strengthens lending team with new director appointment

LHV Bank has expanded its UK lending team with the appointment of Callum Livingstone...

Redwood Bank extends commercial mortgage terms and eases affordability tests

Redwood Bank has made a series of changes to its commercial investment and owner-occupier...

Time Finance lending book reaches record £230m

Time Finance has reported its lending portfolio has reached an all-time high of £230...

Asset Advantage broadens SME funding options with two new business loan products

Asset Advantage has expanded its support for UK small and medium-sized enterprises with the...

UTB completes £25m structured refinance for long-term client

United Trust Bank’s Structured Property Finance division has completed a £25 million structured refinance...

BFS backs recruitment firm acquisition with £6.75m funding package

Independent SME funder Bibby Financial Services (BFS) has provided a £6.75 million invoice discounting...

YBS Commercial launches fast-track buy-to-let range

YBS Commercial Mortgages has launched a new “Fast Track” buy-to-let range, offering cheaper rates,...

Roma Finance supports £3.35m Colchester industrial scheme

Roma Finance has provided £3.35 million to fund phase one of a 23-unit industrial...

Why the human relationship still defines real estate lending

AI is now a core driver of transformation in financial services and is reshaping...

COMMENT

The case for tech fluency before AI adoption in the mutual sector

It often feels like there is only one conversation taking place in financial services at the moment: artificial intelligence. Whether it’s trade shows and...

Commonhold and RTM: do not mistake control for simplicity

Commonhold is presented as a fairer form of flat ownership. Right to Manage (RTM) is sometimes portrayed as a quick way for residents to...

No holidays: advice firms need a plan for a busy August

Every summer, the same quiet risk runs through the intermediary market. Advisers, case managers and administrators go on holiday. Specialist lending cases, which have...

Every rate shock is becoming a test of the modern mortgage business

Halifax, Barclays and HSBC increased selected mortgage rates by up to 0.20% this week, effective 21 July. Halifax removed its sub-4% deals entirely. Barclays'...

Your next client is probably more complicated than your last one

There's a shift happening in the mortgage market that most small firms aren't ready for. It's not about rates. It's not about the political...

Latest news

Final call for views on FCA mortgage reforms

The mortgage industry has until tomorrow to respond to Financial Conduct Authority proposals intended...

One in five borrow to fund private healthcare

Almost one in five people who recently accessed private healthcare used a credit card...

Digital mortgage ID checks unaffected by government U-turn

Digital identity verification used by mortgage lenders, brokers and other regulated firms is unaffected...

Family BS launches broker Mortgage Hub

Family Building Society has launched an online mortgage application platform designed to give brokers...

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