Buy-to-let

Buy-to-let stock value up by £239bn

Research from Octane Capital has found that the UK’s buy-to-let sector has grown substantially...

Suffolk BS moves into expat holiday let market

Suffolk Building Society has launched a new standalone expat holiday let product, to bolster...

Mercantile Trust revamps buy-to-let criteria

Mercantile Trust has made a series of changes across its buy-to-let proposition. Lending criteria now...

Pepper Money cuts over 100 fixed rate mortgages

Pepper Money has reduced rates on more than 100 fixed rate mortgages and launched...

Castle Trust Bank appoints director of proposition & strategy

Castle Trust Bank has appointed Anna Lewis to the newly created role of director of...

Hodge ups holiday let rental yield LTV criteria

Hodge will now accept 30 weeks' occupancy as a rental yield projection for its...

OMS partners with L&G’s SmartrFit

One Mortgage System (OMS has partnered with Legal & General’s SmartrFit affordability calculator tool. OMS...

No call for BTL doom and gloom

How has 2022 begun for you? There, of course, is always a sense of...

Paragon adds five remortgage deals for portfolio landlords

Paragon Bank has added five remortgage products to its range of buy-to-let mortgages. The loans...

Enra completes second Elstree securitisation

Enra Specialist Finance has completed its second public securitisation, backed by a portfolio of...

Broker searches for first-time buyers up by 64% last year

Legal & General has revealed the top search trends that have driven activity in...

Coventry for intermediaries cuts selected buy-to-let rates

Coventry for intermediaries has reduced rates across its buy-to-let mortgage range, including its five-year-fixed...

Landlords favouring semi-detached purchases over terraces

Paragon Bank has reported that semi-detached houses have overtaken terraced homes as the preferred...

Lender prices first 2022 securitisation

Belmont Green Finance, trading as Vida Homeloans, has issued the first European RMBS (Residential...

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COMMENT

Leasehold valuation reform: the consultation is asking only half the question

The Government's consultation on leasehold enfranchisement valuation rates is important because it will help determine what leaseholders pay to extend leases or buy freeholds,...

What commonhold will mean for mortgage lenders and brokers

Commonhold is often presented as the straightforward alternative to leasehold. It removes the freeholder, gives flat owners greater control and avoids some familiar problems...

Why you need to know what sits behind the average review score

There’s a funny thing about review scores. The better they are, the less likely we are to question them. If a company is sitting at...

The new Chancellor wants to remove barriers to growth; he should start with housing

There was probably a degree of unintended irony in the Treasury choosing to call the Chancellor, John Healey’s, first major market ‘intervention’ his ‘Growth...

Brokers are losing the attention battle 1,000 to 3

Take a client you placed on a 5-year fix last year. Over the life of that deal, their bank is now planning to contact...

Latest news

‘Complex is the new vanilla’: Affordability reshapes market

Mortgage cases with one or two complications are becoming the new “vanilla” as affordability...

Vulnerability data can unlock commercial gains, says MorganAsh

Financial services firms could be overlooking commercial opportunities by treating customer vulnerability mainly as...

Asking prices rise for first time since May as autumn market picks up

The average asking price of newly listed homes rose by 0.7% in September, the...

Buy-to-let returns beat major asset classes over 30 years, Hamptons finds

UK buy-to-let has delivered total returns of 2,130% since the launch of the first...