complex prime

Saffron challenges five complex income myths

Saffron for Intermediaries has urged brokers not to dismiss complex income cases as changing...

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...

Q&A: Charlotte Grimshaw, Suffolk Building Society

Mortgage Soup fires the questions at Charlotte Grimshaw, head of intermediaries at Suffolk Building...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a...

Mortgage rule review could widen options for non-traditional borrowers

Lenders could use greater flexibility in affordability assessments to develop mortgages for customers whose...

Mortgage market still failing to understand freelancers

The mortgage market has yet to fully adapt to the growth of freelance and...

Skipton targets brokers with ‘yes-led’ push

Skipton Building Society has launched a new intermediary proposition aimed at improving access to lending...

The 4.3 million borrowers your pipeline is probably missing

There are 4.3 million self-employed workers in the UK and nearly one in five...

Neurodiversity Celebration Week: Strength in different thinking

In an industry built on detail, judgement, resilience and relationships we often focus on...

Jupp: Brightstar will keep pushing specialist lending boundaries

Brightstar Group chief executive Rob Jupp has pledged to keep “pushing” the specialist lending...

Furness expands 95% lending to complex borrowers

Furness Building Society has launched the first phase of a mortgage transformation programme, widening...

Working up those income streams

Some might say the UK labour market has lost some of its confidence. Unemployment...

George Gee steps into role as Chetwood Bank’s MD of mortgages

George Gee has today stepped into the role of Chetwood Bank’s managing director of...

Just Mortgages launches adverse credit advice team

Just Mortgages has strengthened its support for borrowers with complex and impaired credit with...
12Page 1 of 2

COMMENT

Comment

We must not accept our snail’s pace home buying system

Buying a house in this country can be ridiculously slow, as a handful of recent studies have highlighted. Research from the House Buyer Bureau...

Deferment and capitalisation rates: small percentages, large consequences

The Government is currently consulting on Leasehold enfranchisement valuation rates to determine what deferment and capitalisation rates should be prescribed under the Leasehold and...

Your clients can’t tell which firm they’re dealing with

Two clients walk into your firm in the same week. One of them is a referral from a mate of yours. Complicated case, self-employed, bit...

It’s time to look at retention

As the summer winds down and the back-to-school routine kicks back in, I urge the industry to turn its attention to something just as...

Landlords are buying – and advisers should take note

There has been no shortage of commentary over recent years suggesting landlords are heading for the exit, buy-to-let apparently no longer works and the...

Latest news

Economy

Gilt turmoil puts fresh pressure on mortgage rates

Rising government borrowing costs are putting renewed upward pressure on UK mortgage rates as...
Economy

UK needs first primary surplus in 25 years, warns NIESR

The UK needs to run its first primary budget surplus in 25 years if...
Shariah property finance

Gatehouse launches fee-free refinance products

Gatehouse Bank has launched a range of limited-edition refinance products for UK residents with...
Economy

Bank of England turns to AI and real-time mortgage data

The Bank of England is using artificial intelligence and real-time financial data, including information...

PROFILES