Blogs

Should we stay or should we go?

No sooner than the election dust settled, political commentators turned their attention to what...

Going paperless: pipedream or reality?

Believe it or not, the dream of a paperless working environment stretches back to...

Keep the customer satisfied

Customer satisfaction is the cornerstone of success for any business, but particularly so in...

New build, new premium?

The latest survey from the Royal Institution of Chartered Surveyors reported robust growth in...

New Year, new start

Another year, another set of resolutions! Having reflected on their lives over the Christmas holidays...

2015: what cards are in the regulatory deck?

“In this world nothing can be said to be certain, except death and taxes.”...

Landlords – a target for 2015

It seems there is no slowing of the growth in the residential private rental...

A landlord’s nightmare

A story to send a shiver of fear down any landlord’s spine caught my...

The Insurance Bill – will it impact you?

Following a second reading in the House of Lords in the summer, it looks...

A nail in the coffin for payday lenders?

More woe for Wonga it appears. Less than a week has passed since the payday...

Redundancy waivers – good idea or marketing gimmick?

Last month, one of our newest building societies launched the UK’s first ever mortgage...

SMEs ignorant of insurance needs

The good news is that the number of SMEs in the UK is at...

A new generation of ‘silver’ landlords?

The pensions overhaul announced by the Chancellor in last month’s budget could result in...

Does the sale of add-ons add up?

I’ve previously warned that the Financial Conduct Authority was putting the sale of add-on...

COMMENT

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal...

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

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