Blogs

Choppy waters ahead?

2019 I hope has begun for you in busy fashion. Certainly, talking to our...

How self-build is evolving

At the Financial Services Expo London back in September, custom-build housing was highlighted as...

Second charge loans could be a match made in heaven

The relationship between second charge loans and brokers can sometimes feel like a long...

Squaring the long-term conundrum

In a market which has tended to work on short-term delivery, with a focus...

Q&A: Paul Adams, sales director at Pepper Money

BestAdvice (BA): Why did you choose to join a specialist lender from a mainstream...

Going nowhere, fast

Older people can be very philosophical. I was driving my mother home after the...

Nobody knows anything

So, welcome to 2019. I hope you enjoyed the Christmas break and managed to...

Big shake-up of IHT next year?

In the early hours of Friday morning (23 Nov), the Office of Tax Simplification...

The case for the Housing Court

The creation of a specialist Housing Court is something that has been discussed for...

‘BOMAD’ product development is vital

Scanning through Twitter recently I saw a tweet which read, ‘TSB will go 90%...

Group income protection can encourage better mental health

Despite a greater awareness of the issues surrounding mental health, the topic still has...

Four years on, buy-to-let is still strong

Four years ago this month we embarked upon a new chapter, starting up Fleet...

Pity those stuck in a mortgage Twilight Zone

It’s a strange old world isn’t it? For instance, I often wonder what those...

All advisers can benefit from specialist distributor expertise

There is an old saying that states that if you are multi-disciplined in your...

COMMENT

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal...

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

PROFILES