Blogs

Sam Barker: broker positivity will shine through

“In limbo, slowing down, genuine concerns.” No, not extracts from my old school reports...

A house-buying reservation agreement pilot would be very welcome

Today, certainty can seem in very short supply and it therefore makes sense that...

Having those difficult conversations

Maybe I am getting older, but I seem to be attending more funerals recently....

Retirement income and what to use – pension fund or housing wealth?

This is a what came first, the chicken or the egg, conundrum. It is common...

Easing tension between lenders and advisers

At any given time in our market, I think it’s always possible to sense...

Meeting the growing demand for advice

Clearly, one of the major regulatory concerns at present is the somewhat uneasy ‘coalition’...

Something extra

Firstly, some facts for you. A healthy active life that exercises body and mind...

Are the Stamp Duty rumours dead?

Parliament may currently be officially in recess but the real truth of the matter...

What will happen to a post-Brexit Bank Rate?

With all eyes on the ongoing political situation, there are likely to be some...

Tackling the problems in the insolvency sector head on

In the early-to-mid-2000s, there was a large expansion of credit which coincided with a...

Get the right support to service demand

In the mortgage market we must always make time to consider emerging risks, such...

Ask questions of your conveyancing partner

Access to most forms of information are now only a click, maybe two, away....

When one lender isn’t enough

Where do you turn when your client wants to refinance a large portfolio? Sometimes,...

Provide certainty amidst Brexit chaos

While many minds might be concentrated on the UK’s political melodrama which is playing...
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COMMENT

Commonhold and Leasehold Reform

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

Commonhold and Leasehold Reform

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal...
Protection

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...
criteria

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...
Buy-to-let

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

PROFILES